AVIS BUDGET GROUP INC. EMPLOYEE SAVINGS PLAN Investment Model Portfolios

Investment options of AVIS BUDGET GROUP INC. EMPLOYEE SAVINGS PLAN

Total Available Funds: 18

Asset Class

Ticker

Description

Others
unknown	unknown	Merrill Lynch Equity Index Tr
Moderate Allocation	OAKBX	The Oakmark Equity & Income Fund
ROOT	SRQ	DWS RREEF Real Estate Fund
Conservative Allocation	OPPEX	Oppenheimer Capital Fund
ROOT	CASH	Cash & cash equivalents

INTERNATIONAL EQUITY
Foreign Large Growth	OIGYX	Oppenheimer International Growth Tr
Foreign Large Value	NIIVX	ING International Value Fund

Emerging Market
DIVERSIFIED EMERGING MKTS	HLEMX	Harding Loevner Emerging Mkt Fund

FIXED INCOME
Intermediate-Term Bond	PTTRX	Pacific Investment Management Company Total Return Fund
Multisector Bond	LBDFX	Lord Abbett Bond Debenture Fund

US EQUITY
MID-CAP VALUE	NAMAX	Columbia Mid-Cap Value Fund
LARGE GROWTH	RGAFX	American Growth Fund of Amer
Mid-Cap Growth	HAMGX	Harbor Mid-Cap Growth Fund
Small Growth	VEXPX	Vanguard Explorer Admiral Fund
SMALL BLEND	HASCX	Harbor Small Cap Value Fund
LARGE GROWTH	PAPIX	ALLIANZ CCM Capital app Fund
LARGE VALUE	MEIIX	MFS Value Fund
LARGE BLEND	DNVYX	Davis NY Venture Fund

Investment model portfolios

We provide two types of investment model portfolios for AVIS BUDGET GROUP INC. EMPLOYEE SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for AVIS BUDGET GROUP INC. EMPLOYEE SAVINGS PLAN

AVIS BUDGET GROUP, INC. EMPLOYEE SAVINGS PLAN

Click here for more plan details and features ►