Investment options of AVERTIUM, LLC 401(K) PLAN
Total Available Funds: 22
| Investment Description |
|---|
| Notes Receivable from Participants Interest Rate 4.25% – 9.50% |
| BlackRock Lifepath Index 2030 Fund K 15,484.635 Shares of Registered Investment Co n/a |
| BlackRock Lifepath Index 2035 Fund K 14,351.068 Shares of Registered Investment Co n/a |
| BlackRock Lifepath Index 2040 Fund K 42,872.136 Shares of Registered Investment Co n/a |
| BlackRock Lifepath Index 2045 Fund K 86,819.207 Shares of Registered Investment Co n/a |
| BlackRock Lifepath Index 2050 Fund K 51,208.064 Shares of Registered Investment Co n/a |
| BlackRock Lifepath Index 2055 Fund K 54,975.290 Shares of Registered Investment Co n/a |
| BlackRock LifePath Index 2060 Fund K 19,696.618 Shares of Registered Investment Co n/a |
| BlackRock LifePath Index 2065 Fund K 28,119.432 Shares of Registered Investment Co n/a |
| BlackRock Lifepath Index Retirement Fund K 37,589.582 Shares of Registered Investment Co n/a |
| Blackrock Strategic Income Opps K 15,632.708 Shares of Registered Investment Co n/a |
| Causeway International Value Instl 17,420.979 Shares of Registered Investment Co n/a |
| Conestoga Small Cap Inst'l 3,003.080 Shares of Registered Investment Co n/a |
| Goldman Sachs GQG Ptnrs Intl Opps R6 16,576.932 Shares of Registered Investment Co n/a |
| JP Morgan Core Bond R6 21,463.908 Shares of Registered Investment Co n/a |
| JP Morgan Emerging Markets Equity R6 9,494.770 Shares of Registered Investment Co n/a |
| Metropolitan West Intermediate Bond I 16,074.715 Shares of Registered Investment Co n/a |
| Nationwide WCM Focused Small Cap R6 7,956.743 Shares of Registered Investment Co n/a |
| Vanguard 500 Index Fd #540 Adm Shs 2,885.753 Shares of Registered Investment Co n/a |
| Vanguard Growth Index Admiral 4,448.015 Shares of Registered Investment Co n/a |
| Vanguard Inflation-Protected Sec Fd Admiral 2,465.424 Shares of Registered Investment Co n/a |
| Vanguard Value Index Admiral #506 7,564.692 Shares of Registered Investment Co n/a |
Investment model portfolios
We provide two types of investment model portfolios for AVERTIUM, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AVERTIUM, LLC 401(K) PLAN