Investment options of AUTAJON PACKAGING 401(K) PLAN
Total Available Funds: 30
| Investment Description |
|---|
| American Funds Capital World G/I R6 $ – |
| American Funds Europacific Gr R6 – |
| BlackRock Mid-Cap Growth Equity K – |
| Fidelity 500 Index – |
| Fidelity Gnma Fund – |
| Fidelity Mid Cap Index – |
| Fidelity Small Cap Index – |
| Franklin Small Cap Value R6 – |
| Janus Henderson Balanced I – |
| Principal Largecap Growth I R6 – |
| Putnam Large Cap Value Y – |
| T.Rowe Price QM US Small-Cap Growth Eq – |
| Victory Sycamore Established Value R6 – |
| Nuveen TIAA Lifecycle Index 2015 J – |
| Nuveen TIAA Lifecycle Index 2020 J – |
| Nuveen TIAA Lifecycle Index 2025 J – |
| Nuveen TIAA Lifecycle Index 2030 J – |
| Nuveen TIAA Lifecycle Index 2035 J – |
| Nuveen TIAA Lifecycle Index 2040 J – |
| Nuveen TIAA Lifecycle Index 2045 J – |
| Nuveen TIAA Lifecycle Index 2050 J – |
| Nuveen TIAA Lifecycle Index 2055 J – |
| Nuveen TIAA Lifecycle Index 2060 J – |
| Nuveen TIAA Lifecycle Index 2065 J – |
| AM1 Core Fixed Income Class 1 – |
| AM1 Domestic Equity Class 1 – |
| AM1 Income Class 1 – |
| AM1 International Equity Class 1 – |
| AM1 Portfolio Diversifiers Class 1 – |
| Participants with maturity dates through |
Investment model portfolios
We provide two types of investment model portfolios for AUTAJON PACKAGING 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AUTAJON PACKAGING 401(K) PLAN