Investment options of ATTAIN CONSULTING GROUP LLC
Total Available Funds: 29
| Investment Description |
|---|
| Fidelity Government Income Fund " |
| Fidelity U.S. Bond Index Fund " |
| Fidelity 500 Index Fund " |
| Fidelity Mid Cap Index Fund " |
| Fidelity Small Cap Index Fund " |
| Fidelity International Index Fund " |
| Fidelity Inflation-Protected Bond Index Fund " |
| Mid Cap Value Fund " |
| Large Cap Growth Fund III " |
| flexPATH Index+ Aggressive 2065 R1 " |
| flexPATH Index+ Moderate 2065 Fund " |
| Great Gray EuroPacific Growth Trust " |
| Large Cap Value Fund III " |
| Mid Cap Growth Fund " |
| Small Cap Value Fund II " |
| flexPATH Index+ Aggressive Retirement Fund " |
| flexPATH Index Moderate Retirement Fund " |
| flexPATH Index+ Conservative Retirement Fund " |
| flexPATH Index+ Aggressive 2035 Fund " |
| flexPATH Index+ Moderate 2035 Fund " |
| flexPATH Index+ Conservative 2035 R1 " |
| flexPATH Index+ Aggressive 2045 R1 " |
| flexPATH Index+ Moderate 2045 Fund " |
| flexPATH Index+ Conservative 2045 R1 " |
| flexPATH Index+ Aggressive 2055 Fund " |
| flexPATH Index+ Moderate 2055 Fund " |
| flexPATH Index+ Conservative 2055 R1 " |
| Core Plus Bond Fund I1 " |
| Emerging Markets II l1 " |
Investment model portfolios
We provide two types of investment model portfolios for ATTAIN CONSULTING GROUP LLC participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ATTAIN CONSULTING GROUP LLC