Investment options of AT T SAVINGS PLAN
Total Available Funds: 150
| Investment Description |
|---|
| Notes Receivable from Participants 3.25% – 10.50% |
| Notes Receivable from Participants 4.25% – 9.50% |
| STE 100 HOUSTON TX US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 INVESCO RISING DIVIDENDS R |
| STE 300 GREENWICH CT US |
| PHILADELPHIA PA US |
| OAKS PA US |
| SMITHFIELD RI US |
| NEW YORK NY US |
| STE 530 ROCKVILLE MD US |
| STE 1100 DENVER CO US |
| WAY STE 100 GLENDORA CA US |
| EL SEGUNDO CA US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 INVESCO INTL DIVERSIFIED R |
| 8000 IH 10 W STE |
| SAN ANTONIO TX US |
| DENVER CO US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN AMCAP CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN BALANCED CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN FDS GRWTH& INC PORT C |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN 2010 TARGETDATE RET FD CL |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN STRATEGIC BOND FD CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN MUTUAL FDCL A |
| 1290 BROADWAY STE |
| GLENDORA CA US |
| 875 E WISCONSIN AVE STE |
| MILWAUKEE WI US |
| 8000 TOWN CENTRE DR STE |
| 18TH FL MILWAUKEE WI US |
| 12TH FL CHICAGO IL US |
| STE 900 SOUTHFIELD MI US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN BOND FD OF AMERICA CL |
| STE 450 HOUSTON TX US |
| STE 250 BERWYN PA US |
| 71 SOUTH WACKER DR STE |
| CHICAGO IL US |
| 4TH FL MILWAUKEE WI US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN CAPT WORLD GRTH & INC A |
| P. O. BOX |
| ST PETERSBURG FL US |
| MARINA DEL REY CA US |
| ROAD STE 101 TUCSON AZ US |
| BOSTON MA US |
| CINCINNATI OH US |
| STE 1325 CONSHOHOCKEN PA US |
| 11988 EL CAMINO RALO STE |
| SAN DIEGO CA US |
| 2949 E ELVIRA ROAD STE |
| 325 JOHN H MCCONNELL BLVD STE |
| COLUMBUS OH US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 DOUBLELINE SHILLER ENHANCED CAP CL |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE GREATER INDIA FD CLAS |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE GROWTH CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE DIVIDENDBUILDER CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE BALANCED CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE INC FD OF BOSTON C |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE FLOATINGRATE FD CL |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE FLOATINGRATE HI INC FD |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE SHT DUR STRATEGIC INC A |
| CL A BOSTON MA US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE GL MACROABSOLUTE RTRN A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE HIGH INCOPPORTUNITIES C |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE HIGH INC OPPT CL I |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE FLOATINGRATE ADVANTAGE |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 EATON VANCE EMERGINGAND FRONT COUNT |
| OPP BOSTON MA US |
| LOS ANGELES CA US |
| STE 300 BIRMINGHAM AL US |
| STE 1250 SAN JOSE CA US |
| THREE CANAL PLAZA STE |
| PORTLAND ME US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 FRANKLIN DYNATECH FD A |
| ST. PETERSBURG FL US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 FRANKLIN INC CL A1 |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 FRANKLIN UTILITIES CL A1 |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 FRANKLIN UTILITIES CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 FRANKLIN INC CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 FRANKLIN GROWTH CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 FRANKLIN INC CL C |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 FRANKLIN RISING DIVIDENDS CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 FRANKLIN SM MID CAP GROWTH A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 FRANKLIN SM CAP VALUE CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN FDAMENTAL INVTS CL |
| BLVD STE 300 BOCA RATON FL US |
| RYE NY US |
| STE 1100 SMITHFIELD RI US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN GROWTH FDOF AMERICA CLAS |
| STE 500 ROCKVILLE MD US |
| DALLAS TX US |
| 34TH FL CHICAGO IL US |
| STE 300 RADNOR PA US |
| STE 200 NOVATO CA US |
| STE 700 DALLAS TX US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 HUSSMAN STRATEGIC MARKET CYCLE |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN INVESTMNT CO OF AMERICA CL |
| 2220 EAST ROUTE |
| STE 226 GLENDORA CA US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 JANUS HENDERSON GLOBAL SELECT I |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 JANUS HENDERSON BALANCED I |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 JANUS HENDERSON ENTERPRISE I |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 JANUS HENDERSON MULTI SECTOR INCME |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 JANUS HENDERSON GLBLEQUITY INC C |
| 8TH FL MILWAUKEE WI US |
| 6410 POPLAR AVE STE |
| MEMPHIS TN US |
| 6001 SHADY OAK ROAD STE |
| MINNETONKA MN US |
| CENTER STE 550 SAN FRANCISCO CA US |
| 100 SUMMIT LAKE DR |
| GREENFIELD MA US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 MIDAS FD 11 HANOVER SQUARE ROCHESTER NY |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 FRANKLIN MUTUAL GLBLDISCOVERY CL |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 NEUBERGER BERMAN GENESIS INVT C |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 NEUBERGER BERMAN STRATEGIC INC CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN NEW ECONOMYFD CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN NEW PERSPECTIVE CL A |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN NEW WORLD FD CL A |
| PITTSBURGH PA US |
| BELLEVUE WA US |
| STE. 500 LISLE IL US |
| 1 MARKET ST STEUART TOWER STE |
| SAN FRANCISCO CA US |
| LINCOLN MA US |
| MIAMI FL US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 1789 GROWTH AND INC FD CL C |
| OWINGS MILLS MD US |
| FOLSOM CA US |
| 601 POYDRAS ST STE |
| NEW ORLEANS LA US |
| CHESTER PIKE 216 CHADDS FORD PA US |
| EQUITY OWINGS MILLS MD US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN SM CAP WORLD CL A |
| 5TH FL RALEIGH NC US |
| STE 200 HOUSTON TX US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 TEMPLETON GLOBAL BOND CL A |
| 1255 FOURIER DR STE |
| MADISON WI US |
| SANTA FE NM US |
| APPLETON WI US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 TOCQUEVILLE FD |
| STAMFORD CT US |
| BROOKLYN OH US |
| BLVD STE 100 INDIANAPOLIS IN US |
| STE 200 BEAVERCREEK OH US |
| 161 NORTH CLARK ST. STE |
| ROAD STE 308 PORTLAND OR US |
| SALT LAKE CITY UT US |
| FIDELITY INVESTMENTS INSTITUTIONAL OPERATIONS COMPANY, INC. 60 $0 AMERICAN WASHNTN MUTUAL INVESTRS CL |
| 525 MARKET ST MAC A0103 |
| PKWY STE 205 RICHMOND VA US |
Investment model portfolios
We provide two types of investment model portfolios for AT T SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AT T SAVINGS PLAN