Investment options of ASSOCIATED PHYSICIANS, LLP 401(K) PLAN
Total Available Funds: 70
| Investment Description |
|---|
| Artisan International Value N/R |
| Baird Core Plus Bond Inst N/R |
| Baird Ultra Short Bond Inst N/R |
| Fidelity Advisor Equity Growth Z N/R |
| Goldman Sachs GQG Ptnr Intl O N/R |
| HOOD River Sm Cap Growth Inv N/R |
| MFS Blend Research Mid Cap Equity R6 N/R |
| PIMCO Income Institutional N/R |
| Schwab S&P 500 Index Fund N/R |
| Schwab US Lg Cap Growth Indx N/R |
| T. Rowe Price Retirement Blend 2020 I N/R |
| T. Rowe Price Retirement Blend 2025 I N/R |
| T. Rowe Price Retirement Blend 2030 I N/R |
| T. Rowe Price Retirement Blend 2035 I N/R |
| T. Rowe Price Retirement Blend 2040 I N/R |
| T. Rowe Price Retirement Blend 2045 I N/R |
| T. Rowe Price Retirement Blend 2050 I N/R |
| T. Rowe Price Retirement Blend 2055 I N/R |
| T. Rowe Price Retirement Blend 2060 I N/R |
| T. Rowe Price Retirement Blend 2065 I N/R |
| Vanguard Developed Mkt Idx Adm N/R |
| Vanguard Equity Income Admiral N/R |
| Vanguard Growth & Income Adm N/R |
| Vanguard Interm Term BD Idx A N/R |
| Vanguard Intl Growth Admiral N/R |
| Vanguard LifeStrategy Moderate Growth N/R |
| Vanguard LifeStrategy Growth N/R |
| Vanguard LifeStrategy Conservative Growth N/R |
| Vanguard Mid Cap Growth N/R |
| Vanguard Mid Cap Index Admiral N/R |
| Vanguard Mid Cap Value Index Admiral N/R |
| Vanguard Sm Cap Value Index Admiral N/R |
| Vanguard Sm Cap Index Admiral N/R |
| Vanguard Short-term Invest Grade Admiral N/R |
| Vanguard LifeStrategy Income N/R |
| ARTISAN INTERNATIONAL VALUE Registered Investment Company |
| BAIRD CORE PLUS BOND INST Registered Investment Company |
| BAIRD ULTRA SHORT BOND INST Registered Investment Company |
| FIDELITY ADVISOR EQUITY GRTH Z Registered Investment Company |
| GOLDMAN SACHS GQG PTNR INTL O Registered Investment Company |
| HOOD RVR SMCP GROWTH INVESTOR Registered Investment Company |
| MFS BLEND RESEARCH MCAP EQ R6 Registered Investment Company |
| PIMCO INCOME INSTITUTIONAL Registered Investment Company |
| SCHWAB S&P 500 INDEX FUND Registered Investment Company |
| SCHWAB US LG CAP GRTH INDX Registered Investment Company |
| T.ROWE RETIREMENT BLEND 2020 I Registered Investment Company |
| T.ROWE RETIREMENT BLEND 2025 I Registered Investment Company |
| T.ROWE RETIREMENT BLEND 2030 I Registered Investment Company |
| T.ROWE RETIREMENT BLEND 2035 I Registered Investment Company |
| T.ROWE RETIREMENT BLEND 2040 I Registered Investment Company |
| T.ROWE RETIREMENT BLEND 2045 I Registered Investment Company |
| T.ROWE RETIREMENT BLEND 2050 I Registered Investment Company |
| T.ROWE RETIREMENT BLEND 2055 I Registered Investment Company |
| T.ROWE RETIREMENT BLEND 2060 I Registered Investment Company |
| T.ROWE RETIREMENT BLEND 2065 I Registered Investment Company |
| VANGUARD DEVELOPED MKT IDX ADM Registered Investment Company |
| VANGUARD EQUITY INCOME ADMIRAL Registered Investment Company |
| VANGUARD GROWTH & INCOME ADM Registered Investment Company |
| VANGUARD INTERM TERM BD IDX A Registered Investment Company |
| VANGUARD INTL GROWTH ADMIRAL Registered Investment Company |
| VANGUARD LF STR MOD GRTH Registered Investment Company |
| VANGUARD LIFE ST STAR GROWTH Registered Investment Company |
| VANGUARD LIFE STRAT CONS GRTH Registered Investment Company |
| VANGUARD LIFE STRATEGY INCOME Registered Investment Company |
| VANGUARD MDCP GRTH INDEX ADM Registered Investment Company |
| VANGUARD MID CAP INDEX ADMIRAL Registered Investment Company |
| VANGUARD MID CAP VALUE IDX ADM Registered Investment Company |
| VANGUARD SM CAP VAL INDEX ADM Registered Investment Company |
| VANGUARD SMALL CAP INDEX ADMRL Registered Investment Company |
| VANGUARD ST INVEST GRD ADMIRAL Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for ASSOCIATED PHYSICIANS, LLP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ASSOCIATED PHYSICIANS, LLP 401(K) PLAN