Investment options of ASSOCIATED BRIGHAM CONTRACTORS INC. 401K PLAN
Total Available Funds: 36
| Investment Description |
|---|
| Fidelity Govt MMKT 2,716,004 shares |
| Fidelity Puritan 5,941 shares |
| Fidelity Contrafund 93,008 shares |
| Fidelity Growth-Co 20,034 shares |
| Fidelity Invst Gr Bd 60,041 shares |
| Fidelity Value 27,591 shares |
| Fidelity OTC Port 9,855 shares |
| Fidelity Overseas 10,990 shares |
| Fidelity Blue Chip 8,542 shares |
| Fidelity Low Pr Stk 4,397 shares |
| Fidelity Growth Strat 7,471 shares |
| Fidelity Divers Intl 22,451 shares |
| Fidelity Focused Stock 14,025 shares |
| Fidelity Mid-Cap Stk 1,131 shares |
| Fidelity Short Term Bond 1,636 shares |
| Fidelity Small Cap Value 1,725 shares |
| Fidelity Tot Mkt Idx 2,025 shares |
| Fidelity Ext Mkt Idx 40 shares |
| Fidelity Freedom Income 2,735 shares |
| Fidelity Freedom 2010 3,701 shares |
| Fidelity Freedom 2015 47,335 shares |
| Fidelity Freedom 2020 17,347 shares |
| Fidelity Freedom 2025 59,461 shares |
| Fidelity Freedom 2030 12,546 shares |
| Fidelity Freedom 2035 23,680 shares |
| Fidelity Freedom 2040 30,439 shares |
| Fidelity Freedom 2045 61,111 shares |
| Fidelity Freedom 2050 26,903 shares |
| Fidelity Freedom 2055 10,844 shares |
| Fidelity Freedom 2060 15,176 shares |
| Fidelity Freedom 2065 7,596 shares |
| Fidelity Freedom 2070 27 shares |
| Columbia Div Inc A 9,432 shares |
| T Rowe Price Div Gr Adv 7,681 shares |
| PIF Small Cap R5 3,998 shares |
| EV Income Fund Boston I 647 shares |
Investment model portfolios
We provide two types of investment model portfolios for ASSOCIATED BRIGHAM CONTRACTORS INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ASSOCIATED BRIGHAM CONTRACTORS INC. 401K PLAN