Investment options of ASSETWATCH 401(K) PLAN
Total Available Funds: 27
| Investment Option List |
|---|
| Vanguard Funds Developed Markets Index Adm N/A (VDMIX) |
| Vanguard Group Bond Index Admiral Class N/A (VBMFX) |
| Vanguard Emerging Markets Stk Adm Cl N/A (HREDX) |
| Vanguard Specialized Div Reit Index Fund Adm Shs N/A |
| Vanguard Group Growth Index Adm N/A (VTGLX) |
| Vanguard Group Index 500 Admiral N/A (VFINX) |
| Vanguard Group Mid Cap Growth Index Admiral N/A (VMGIX) |
| Vanguard Short-Term Inflation Protected Securities Index Adm N/A (VTSPX) |
| Vanguard Group Small Cap Growth Index Admiral N/A (VISGX) |
| Vanguard Information Technology Index Adm N/A (VITAX) |
| Vanguard Group Value Index Adm N/A (VTRIX) |
| Vanguard Group Sm Cap Index Admiral N/A (VISVX) |
| Vanguard Group Extended Market Index N/A (VEXMX) |
| Vanguard Specialized Div Dividend Apprec Index Adm N/A |
| Vanguard Group Mid Cap Index Admiral N/A (VIMSX) |
| Vanguard Group Reserve Fed Mm Fd N/A |
| Vanguard Group Intl Dvd Apprec N/A |
| Vanguard Group Intm Bd Index Admiral N/A |
| Vanguard Group St Bd Index Admiral N/A |
| Vanguard Intl Equity Index N/A (VEIPX) |
| Vanguard Group Small Cap Value Index Admiral N/A (VISVX) |
| Vanguard Group Lg Cap Index Adml N/A |
| Vanguard Ftse All World Exus Sm Admiral N/A (VFWIX) |
| Vanguard Group Mid-Cap Value Index FD-Admiral N/A (VMVIX) |
| Vanguard Industrials Index Admiral N/A (VINAX) |
| Vanguard Energy Index Admiral N/A (VGENX) |
| through 2029 |
Investment model portfolios
We provide two types of investment model portfolios for ASSETWATCH 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ASSETWATCH 401(K) PLAN