Investment options of ASM RESEARCH LLC 401(K) PLAN
Total Available Funds: 33
| Investment Description |
|---|
| AMERICAN FUNDS EUROPACIFIC GROWTH R5 FUND |
| AMERICAN FUNDS NEW WORLD R6 FUND |
| OPPENHEIMER INVESCO GLOBAL Y FUND |
| AMANA INCOME INSTITUTIONAL FUND |
| FIDELITY FREEDOM INDEX INCOME INS PREM FUND |
| FIDELITY FREEDOM INDEX 2005 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2010 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2015 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2020 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2025 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2030 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2035 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2040 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2045 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2050 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2055 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2060 INS PREM FUND |
| FIDELITY FREEDOM INDEX 2065 INS PREM FUND |
| FIDELITY MID CP INDEX FUND |
| FIDELITY SM CAP INDEX FUND |
| FIDELITY US BOND INDEX FUND |
| FIDELITY 500 INDEX FUND |
| PGIM HIGH YIELD R6 FUND |
| PRINCIPAL CAPITAL APPR SA-Z POOLED SEPARATE ACCOUNT |
| PRINCIPAL CORE PLUS BOND SEP ACCT-Z POOLED SEPARATE ACCOUNT |
| PRINCIPAL EQUITY INCOME SA-Z POOLED SEPARATE ACCOUNT |
| PRINCIPAL LARGECAP GROWTH I SA-Z POOLED SEPARATE ACCOUNT |
| PRINCIPAL MIDCAP GROWTH SEP ACCT-Z POOLED SEPARATE ACCOUNT |
| PRINCIPAL MIDCAP VALUE I SA-Z POOLED SEPARATE ACCOUNT |
| PRINCIPAL REAL ESTATE SECS SA-Z POOLED SEPARATE ACCOUNT |
| PRINCIPAL SMALLCAP GROWTH I SEP ACCT-Z POOLED SEPARATE ACCOUNT |
| PRINCIPAL SMALLCAP VALUE II SEP ACCT-Z POOLED SEPARATE ACCOUNT |
| PRINCIPAL FIXED INCOME GAURANTEED OPTION GUARANTEED INVESTMENT CONTRACT |
Investment model portfolios
We provide two types of investment model portfolios for ASM RESEARCH LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ASM RESEARCH LLC 401(K) PLAN