Investment options of ASHLAND INC. EMPLOYEE SAVINGS PLAN
Total Available Funds: 276
| Investment Option List |
|---|
| FID INTL DISCOVERY K Registered Investment Company |
| MGL SM CAP CORE R6 Registered Investment Company |
| VANG WINDSOR II ADM Registered Investment Company |
| VANG INFL PROT INST Registered Investment Company |
| SURA ASSET MANAGEMENT SR UNSEC 144A Emerging Markets |
| FED HOME LN MTGE GLBL NT (1.035MMM) Government Related |
| FED HOME LN BK BD (600MM) Government Related |
| FIN FUT US 5YR CBT 03/31/25 Government Related |
| FIN FUT US 2YR CBT 03/31/25 Government Related |
| U S TREASURY BOND Government Related |
| U S TREASURY NOTE Government Related |
| TENN VALLEY AUTHORITY SR UNSEC Government Related |
| RFR USD SOFR/3.32826 09/03/24-7Y* CME Government Related |
| RFR USD SOFR/3.51042 09/03/24-4Y* LCH Government Related |
| RFR USD SOFR/3.51453 09/03/24-4Y* LCH Government Related |
| RFR USD SOFR/3.43091 09/03/24-7Y* LCH Government Related |
| RFR USD SOFR/3.30000 12/02/24-7Y* CME Government Related |
| RFR USD SOFR/3.30000 12/02/24-4Y* CME Government Related |
| RFR USD SOFR/3.83000 03/03/25-4Y* LCH Government Related |
| RFR USD SOFR/3.79000 03/03/25-7Y* LCH Government Related |
| RFR USD SOFR/3.71000 03/03/25-7Y* LCH Government Related |
| RFR USD SOFR/3.74000 03/03/25-4Y* LCH Government Related |
| AES CORP/THE SR UNSEC Invest. Grade Credit |
| CONSUMERS ENERGY CO 1ST MTGE Invest. Grade Credit |
| ENI SPA SR UNSEC 144A Invest. Grade Credit |
| ENBRIDGE INC SR UNSEC Invest. Grade Credit |
| AMEREN MISSOURI SEC FU I SR SEC Invest. Grade Credit |
| CONSUMERS ENERGY CO 1ST MORTGAGE Invest. Grade Credit |
| BERKSHIRE HATHAWAY ENERG SR UNSEC Invest. Grade Credit |
| EMPIRE DISTRICT BONDCO SEC Invest. Grade Credit |
| FLORIDA POWER & LIGHT CO 1ST MTGE Invest. Grade Credit |
| NATIONAL RURAL UTIL COOP SR UNSEC Invest. Grade Credit |
| NSTAR ELECTRIC CO SR UNSEC Invest. Grade Credit |
| ONE GAS INC SR UNSEC Invest. Grade Credit |
| PACIFIC GAS & ELECTRIC SEC Invest. Grade Credit |
| PACIFIC GAS & ELECTRIC 1LIEN Invest. Grade Credit |
| PACIFIC GAS & ELECTRIC Invest. Grade Credit |
| PG&E RECOVERY FND LLC SR SEC Invest. Grade Credit |
| SOUTHERN CAL EDISON 1ST MTGE Invest. Grade Credit |
| SWEPCO STORM RECOVERY FU SR UNSEC Invest. Grade Credit |
| TEXAS ELECTRIC MKT STABL SEC Invest. Grade Credit |
| VIRGINIA POWER FUEL SEC A1 Invest. Grade Credit |
| VIRGINIA POWER FUEL SEC A2 Invest. Grade Credit |
| WOODSIDE FINANCE LTD SR UNSEC 144A Invest. Grade Credit |
| WOODSIDE FINANCE LTD SR UNSEC Invest. Grade Credit |
| FACTSET RESEARCH SYSTEMS SMR Invest. Grade Credit |
| DELL INT LLC / EMC CORP Invest. Grade Credit |
| AMERICAN TOWER CORP SR UNSEC Invest. Grade Credit |
| COMCAST CORP SR UNSEC Invest. Grade Credit |
| META PLATFORMS INC SR UNSEC Invest. Grade Credit |
| FISERV INC SR UNSEC Invest. Grade Credit |
| T-MOBILE USA INC SR UNSEC Invest. Grade Credit |
| VERIZON COMMUNICATIONS SR UNSEC Invest. Grade Credit |
| COREBRIDGE GLOB FUNDING SR SEC 144A Invest. Grade Credit |
| AERCAP IRELAND CAP/GLOBA SR UNSEC Invest. Grade Credit |
| AERCAP IRELAND CAP/GLOBA SR UNSEC SMR Invest. Grade Credit |
| BANQUE FED CRED MUTUEL SR PREF 144A Invest. Grade Credit |
| BNP PARIBAS SR NON-PREFER 144A SOFR Invest. Grade Credit |
| BROOKFIELD FINANCE INC SR UNSEC Invest. Grade Credit |
| AMERICAN EXPRESS CO SR UNSEC Invest. Grade Credit |
| DEUTSCHE BANK NY SOFR Invest. Grade Credit |
| ATHENE GLOBAL FUNDING SR SEC 144A Invest. Grade Credit |
| BLACKSTONE HOLDINGS FINA SR UNSEC 144A Invest. Grade Credit |
| UBS GROUP AG SR UNSEC 144A SOFR Invest. Grade Credit |
| AVIATION CAPITAL GROUP SR UNSEC 144A Invest. Grade Credit |
| COREBRIDGE FINANCIAL INC SR UNSEC Invest. Grade Credit |
| BPCE SA SR PREF 144A Invest. Grade Credit |
| BPCE SA SR UNSEC 144A SOFR Invest. Grade Credit |
| BANCO SANTANDER SA SR NON PREF Invest. Grade Credit |
| CAPITAL ONE FINANCIAL CO SR UNSEC SOFR Invest. Grade Credit |
| BANK OF AMERICA CORP SR UNSEC TSFR3M Invest. Grade Credit |
| BANK OF AMERICA CORP SR UNSEC SOFR Invest. Grade Credit |
| COOPERAT RABOBANK UA/NY SR PREF 3A2 Invest. Grade Credit |
| BANK OF NOVA SCOTIA SR UNSEC SOFR Invest. Grade Credit |
| DEUTSCHE BANK NY SR NON-PREF SOFR Invest. Grade Credit |
| FAIRFAX FINL HLDGS LTD SR UNSEC Invest. Grade Credit |
| BARCLAYS PLC SR UNSEC Invest. Grade Credit |
| BARCLAYS PLC SOFRRATE Invest. Grade Credit |
| BRIGHTHSE FIN GLBL FUND Invest. Grade Credit |
| CHUBB INA HOLDINGS LLC SR UNSEC Invest. Grade Credit |
| CNO GLOBAL FUNDING SR SEC 144A Invest. Grade Credit |
| GA GLOBAL FUNDING TRUST SEC 144A Invest. Grade Credit |
| GLOBAL PAYMENTS INC SR UNSEC Invest. Grade Credit (WGCIX) |
| GOLDMAN SACHS GROUP INC SR UNSEC SOFR Invest. Grade Credit (GSCPX) |
| GOLDMAN SACHS GROUP INC SR UNSEC TSFR3M Invest. Grade Credit (GSCPX) |
| GOLDMAN SACHS GROUP INC SOFR Invest. Grade Credit (GSCPX) |
| GUARDIAN LIFE GLOB FUND SEC 144A Invest. Grade Credit |
| HCP INC SR UNSEC Invest. Grade Credit |
| HSBC HOLDINGS PLC SR UNSEC TSFR3M Invest. Grade Credit |
| HSBC HOLDINGS PLC SR UNSEC SOFR Invest. Grade Credit |
| ING GROEP NV SR UNSEC SOFR Invest. Grade Credit |
| INVITATION HOMES OP SR UNSEC Invest. Grade Credit |
| JPMORGAN CHASE & CO SR UNSEC TSFR3M Invest. Grade Credit |
| JPMORGAN CHASE & CO SR UNSEC SOFR Invest. Grade Credit |
| JPMORGAN CHASE & CO SR UNSEC SOFRRATE Invest. Grade Credit |
| JACKSON NATL LIFE GLOBAL SEC 144A Invest. Grade Credit |
| LLOYDS BANKING GROUP PLC SR UNSEC Invest. Grade Credit |
| MASSMUTUAL GLOBAL FUNDIN SEC 144A Invest. Grade Credit |
| MITSUBISHI UFJ FIN GRP SR UNSEC Invest. Grade Credit |
| MORGAN STANLEY SOFR SR UNSEC Invest. Grade Credit |
| MORGAN STANLEY SR UNSEC SOFR Invest. Grade Credit |
| MORGAN STANLEY SR UNSEC Invest. Grade Credit |
| MUTUAL OF OMAHA GLOBAL SEC 144A Invest. Grade Credit |
| NATWEST GROUP PLC SR UNSEC Invest. Grade Credit |
| NOMURA HOLDINGS INC SR UNSEC Invest. Grade Credit |
| NORTHWESTERN MUTUAL LIFE SEC 144A Invest. Grade Credit |
| PNC FINANCIAL SERVICES SR UNSEC SOFR Invest. Grade Credit |
| PACIFIC LIFE GF II SEC 144A Invest. Grade Credit |
| PHYSICIANS REALTY LP SR UNSEC Invest. Grade Credit |
| PROTECTIVE LIFE GLOBAL SEC 144A Invest. Grade Credit |
| COOPERATIEVE RABOBANK UA SR NONPREF 144A Invest. Grade Credit |
| RGA GLOBAL FUNDING SEC 144A Invest. Grade Credit |
| RGA GLOBAL FUNDING SR SEC 144A Invest. Grade Credit |
| SANTANDER UK GROUP HLDGS SR UNSEC Invest. Grade Credit |
| SANTANDER UK GROUP HLDGS SR UNSEC SOFR Invest. Grade Credit |
| SANTANDER HOLDINGS USA SR UNSEC Invest. Grade Credit |
| SANTANDER HOLDINGS USA SR UNSEC SOFR Invest. Grade Credit |
| SUMITOMO MITSUI FINL GRP SR UNSEC Invest. Grade Credit |
| UBS GROUP AG SR UNSEC 144A Invest. Grade Credit |
| HCA INC SR UNSEC Invest. Grade Credit |
| BAYER US FINANCE LLC SR UNSEC 144A Invest. Grade Credit |
| RELIANCE INC SR UNSEC Invest. Grade Credit |
| WRKCO INC SR UNSEC Invest. Grade Credit |
| AMER AIRLN 15-1 A PTT SEC Invest. Grade Credit |
| ADVENT HEALTH SYSTEM Invest. Grade Credit |
| ELEVANCE HEALTH INC SR UNSEC Invest. Grade Credit |
| EQUINIX INC SR UNSEC Invest. Grade Credit |
| CORPORATE OFFICE PROP LP SR UNSEC Invest. Grade Credit |
| WELLTOWER INC SR UNSEC Invest. Grade Credit |
| JETBLUE 2019-1 CLASS AA EETC SEC Invest. Grade Credit |
| MARRIOTT INTERNATIONAL SR UNSEC Invest. Grade Credit |
| HYUNDAI CAPITAL AMERICA Invest. Grade Credit |
| NBN CO LTD SR UNSEC 144A Invest. Grade Credit |
| PROLOGIS TARGETED US SR UNSEC 144A Invest. Grade Credit |
| RTX CORP SR UNSEC Invest. Grade Credit |
| REALTY INCOME CORP Invest. Grade Credit |
| SUTTER HEALTH UNSEC Invest. Grade Credit |
| UNITED AIR 2019-1 A PTT Invest. Grade Credit |
| UNITED AIR 2020-1 A PTT EETC SEC Invest. Grade Credit |
| UNITED AIR 2019-2 AA EETC PTT Invest. Grade Credit |
| UNITED AIR 2019-2 A EETC PPT Invest. Grade Credit |
| FNR 2020-77 DP WM50 WC3.3886 Mortgage |
| FNR 2024-104 FA SOFR30A+105BP Mortgage |
| FNR 2019-33 FB SOFR30A+56.448BP Mortgage |
| FNMA P-T DUS #AN5171 Mortgage |
| FNMA P-T DUS #AN8717 Mortgage |
| FNMA PASS THRU 30YR #829245 Mortgage |
| FNMA PASS THRU 30YR #842123 Mortgage |
| FNMA PASS THRU 30YR #BN0761 Mortgage |
| FNMA PASS THRU 15YR #FM3462 Mortgage |
| FNMA PASS THRU 30YR #FM9482 Mortgage |
| FNMA PASS THRU 15YR #FS8865 Mortgage |
| FNMA PASS THRU 30YR #889610 Mortgage |
| FNMA PASS THRU 30YR #992254 Mortgage |
| FNMA PASS THRU 30YR #AA2965 Mortgage |
| FNMA PASS THRU 30YR #CB4800 Mortgage |
| FNMA PASS THRU 30YR #MA3444 Mortgage |
| FNMA PASS THRU 20YR #MA4632 Mortgage |
| FNMA PASS THRU 20YR #MA4697 Mortgage |
| FNMA PASS THRU 30YR #889584 Mortgage |
| FNMA PASS THRU 15YR #MA3897 Mortgage |
| FNMA PASS THRU 30YR #SD8298 Mortgage |
| FHR 5042 CA WM33 WC5.8235 Mortgage |
| FHLMC GOLD 30YR GNT #G0-8842 Mortgage |
| FHLMC GOLD 30YR GNT #G0-8863 Mortgage |
| FNMA PASS THRU 30YR #SD1610 Mortgage |
| FNMA PASS THRU 30YR #SD8408 Mortgage |
| FHLMC GOLD 30YR GNT #G0-8836 Mortgage |
| FNMA PASS THRU 20YR #RB5175 Mortgage |
| FNMA PASS THRU 30YR #SD8265 Mortgage |
| FHLMC DUS #WN-2428 Mortgage |
| FNMA PASS THRU 15YR #SB1240 Mortgage |
| FHLMC DUS #WN-2427 Mortgage |
| FHR 5050 YA WM37 WC4.9774 Mortgage |
| FHR 5051 MA WM31 WC6.5566 Mortgage |
| FHR 4736 CD WM39 WC4.9483 Mortgage |
| FHR 4936 AP WM49 WC4.3880 Mortgage |
| FHMS K506 A2 Mortgage |
| FHMS KJ47 A2 Mortgage |
| FHMS K509 A2 Mortgage |
| FHLMC DUS #WN-2407 Mortgage |
| GNR 2019-136 P WM45 WC3.8726 Mortgage |
| FNMA TBA 3.0% FEB 30YR Mortgage |
| FNMA TBA 4.0% FEB 30YR Mortgage |
| COMM 2018-COR3 ASB Mortgage |
| BANK 2018-BN13 A5 Mortgage |
| BMARK 2019-B10 ASB Mortgage |
| BANK 2019-BN18 ASB Mortgage |
| BANK 2017-BNK9 A3 Mortgage |
| BMO 2024-5C8 A2 Mortgage |
| CGCMT 2017-C4 AAB Mortgage |
| COMM 2015-3BP A WM15 144A Mortgage |
| BMO 2024-5C5 A2 Mortgage |
| BANK 2019-BN17 ASB Mortgage |
| BMO 2024-5C7 A2 Mortgage |
| BANK 2019-BN16 A4 Mortgage |
| BANK 2019-BN21 ASB Mortgage |
| BANK 2019-BN22 A4WM29 WC3.4826 Mortgage |
| BMO 2024-5C7 A3 WM29 WC6.3827 Mortgage |
| BBCMS 2024-5C31 A2 WM29 WC6.6063 Mortgage |
| HILT 2016-HHV A 144A Mortgage |
| JPMCC 2018-WPT AFX WM22 WC5.3020 Mortgage |
| JPMDB 2017-C7 ASB Mortgage |
| MSSG 2017-237P A 144A Mortgage |
| JPMDB 2017-C7 A5 WM27 WC4.2015 Mortgage |
| AACMT 2005-C6A A2 WM35 WC5.701 144A Mortgage |
| UBSCM 2017-C3 ASB Mortgage |
| UBSCM 2018-C8 ASB Mortgage |
| UBSCM 2018-C11 ASB Mortgage |
| UBSCM 2019-C16 ASB Mortgage |
| WFCM 2017-C41 ASB Mortgage |
| WFCM 2018-C45 ASB Mortgage |
| WFCM 2024-5C2 A2 Mortgage |
| WFCM 2024-5C2 A3 Mortgage |
| AESOP 2023-8A A 144A Mortgage |
| COMET 2023-A1 A Mortgage |
| AESOP 2023-1A A 144A Mortgage |
| AESOP 2023-3A A 144A Mortgage |
| BAAT 2023-2A A4 144A Mortgage |
| AESOP 2023-5A A 144A Mortgage |
| AESOP 2024-1A A 144A Mortgage |
| BACCT 2023-A1 A1 Mortgage |
| COPAR 2023-2 A3 Mortgage |
| CARMX 2023-4 A3 Mortgage (CARMX) |
| CFII 2024-1A A1 144A Mortgage |
| GMREV 2023-2 A 144A Mortgage |
| GMCAR 2023-4 A3 Mortgage |
| HERTZ 2023-4A A 144A Mortgage |
| HAROT 2024-3 A3 Mortgage |
| HALST 2023-C A4 144A Mortgage |
| FORDR 2023-2 A 144A Mortgage |
| NAVSL 2023-BA A1A 144A Mortgage |
| NALT 2024-A A3 Mortgage |
| SFAST 2023-1A A4 144A Mortgage |
| SYNIT 2023-A2 A Mortgage |
| VZMT 2024-6 A1A Mortgage |
| VZMT 2024-7 A 144A Mortgage |
| WOART 2023-C A3 Mortgage |
| PROVINCE OF QUEBEC GLBL NT Municipal/Other |
| SVB FINANCIAL TRUST CLASS A Municipal/Other |
| FL ST BRD ADMIN FIN-A Municipal/Other |
| HOUSTON CMNTY CLG SYS Municipal/Other |
| MIAMI DADE CO-A-REF Municipal/Other |
| LA LOCAL GOVT ENVRN-A Municipal/Other |
| NY URBAN DEV-B Municipal/Other |
| NEW YORK ST URBAN DEV Municipal/Other (SENYX) |
| OR ST DEPT TRANSPRTN Municipal/Other |
| TOBACCO SETTLEMENT-A Municipal/Other |
| UNIV OF CALIFORNIA-BG Municipal/Other |
| UNIV MA BLDG-BABS Municipal/Other |
| WILLIAMSON CNTY TX Municipal/Other |
| WISCONSIN ST GEN FUND Municipal/Other |
| MNSN HOLDINGS INC Municipal/Other |
| FIN FUT US 10YR CBT 03/20/25 Government Related |
| FIN FUT US ULTRA 10YR CBT 03/20/25 Government Related |
| TENN VALLEY AUTH GLOBAL BONDS Government Related |
| RFR USD SOFR/3.80000 09/05/23-5Y LCH Government Related |
| AMER AIRLN 13-1 A PASS T High Yield Credit |
| CONSUMERS 23 SECURE FUND A1 Invest. Grade Credit |
| DTE ELECT SECUR FND II SR SEC Invest. Grade Credit |
| EVERGY METRO SEC Invest. Grade Credit |
| EVERSOURCE ENERGY SR UNSEC Invest. Grade Credit |
| GREENSAIF PIPELINES BIDC SR SEC 144A Invest. Grade Credit |
| NATIONAL GRID PLC SR UNSEC Invest. Grade Credit |
| NY STATE ELECTRIC & GAS SR UNSEC 144A Invest. Grade Credit |
| PACIFIC GAS & ELECTRIC SR SEC Invest. Grade Credit |
| PACIFIC GAS & ELECTRIC 1ST MTGE Invest. Grade Credit |
| PACIFICORP 1ST MTGE 1L Invest. Grade Credit |
| PUBLIC SERVICE ENTERPRIS 1ST MTGE Invest. Grade Credit |
| PUGET SOUND ENERGY INC SR SEC Invest. Grade Credit |
| SAN DIEGO G & E SEC Invest. Grade Credit |
| SEMPRA ENERGY SR UNSEC Invest. Grade Credit |
| CROWN CASTLE INTL CORP SR UNSEC Invest. Grade Credit |
| SBA TOWER TRUST 144A Invest. Grade Credit |
| AMERICAN EXPRESS CO SR UNSEC SOFR Invest. Grade Credit |
| AMERIPRISE FINANCIAL INC SR UNSEC Invest. Grade Credit |
Investment model portfolios
We provide two types of investment model portfolios for ASHLAND INC. EMPLOYEE SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| ASHLAND INC. EMPLOYEE SAVINGS PLAN Strategic Asset Allocation – Optimal Moderate | NA | -5.82% | 3.43% | 2.50% | 6.90% | 5.65% | NA | … | … |
| VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) | NA | 7.18% | 10.93% | 11.18% | 13.10% | 8.60% | 6.45% | … | … |
| VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) | NA | -0.24% | 4.98% | 4.97% | 7.82% | 5.92% | 5.61% | … | … |
| Ticker/Portfolio | Last 1 Week | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Common | Inception | YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 | 1982 | 1981 | 1980 | 1979 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return (%) | ASHLAND INC. … Moderate | 0.90 | -5.82 | 3.43 | 2.50 | 6.90 | 5.65 | NA | … | … | NA | NA | NA | NA | NA | NA | NA | NA | -5.10 | 9.04 | 5.82 | -0.48 | -0.10 | 12.95 | 11.36 | -3.32 | 12.94 | 27.69 | -25.61 | 11.62 | 10.99 | 8.05 | 13.04 | 22.07 | -4.61 | 10.18 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | 2.10 | 7.18 | 10.93 | 11.18 | 13.10 | 8.60 | 6.45 | … | … | NA | 17.72 | 24.84 | 26.12 | -18.24 | 28.53 | 18.74 | 31.33 | -4.55 | 21.66 | 11.83 | 1.23 | 13.52 | 32.17 | 15.82 | 1.96 | 14.91 | 26.52 | -37.02 | 5.39 | 15.64 | 4.77 | 10.74 | 28.50 | -22.17 | -12.03 | -9.05 | 21.08 | 28.62 | 33.18 | 22.87 | 37.45 | 1.18 | 10.15 | 8.24 | 32.05 | -3.33 | 28.37 | 14.92 | 3.97 | 9.30 | 22.60 | 3.67 | 17.07 | 19.25 | -8.55 | 27.89 | -2.07 | |
| VSMGX (VANGUA…R SHARES) | 1.16 | -0.24 | 4.98 | 4.97 | 7.82 | 5.92 | 5.61 | … | … | NA | 16.26 | 10.28 | 15.51 | -16.01 | 10.08 | 13.59 | 19.30 | -6.28 | 14.86 | 7.09 | -2.21 | 6.38 | 14.73 | 9.78 | 0.12 | 13.14 | 20.35 | -26.49 | 7.21 | 13.30 | 5.68 | 11.76 | 22.40 | -10.34 | -4.78 | 1.27 | 14.09 | 21.59 | 17.90 | 10.77 | 26.58 | 2.04 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Sharpe Ratio | ASHLAND INC. … Moderate | NA | -0.84 | 0.33 | 0.19 | 0.67 | NA | NA | … | … | NA | NA | NA | NA | NA | NA | NA | NA | -0.84 | 1.55 | 0.68 | -0.08 | -0.02 | 1.93 | 1.47 | -0.25 | 1.17 | 1.62 | -1.24 | 0.87 | 0.99 | 0.83 | 1.62 | 2.49 | -0.49 | 0.73 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | NA | 1.74 | 1.20 | 0.63 | 0.75 | NA | NA | … | … | 1.34 | 0.80 | 1.67 | 1.73 | -0.82 | 2.17 | 0.53 | 2.39 | -0.35 | 3.16 | 0.89 | 0.08 | 1.19 | 2.90 | 1.25 | 0.08 | 0.82 | 0.97 | -0.92 | 0.14 | 1.22 | 0.24 | 0.88 | 1.63 | -0.90 | -0.68 | -0.60 | 0.97 | 1.23 | 1.61 | 1.62 | 4.31 | -0.19 | 0.90 | 0.57 | 1.91 | -0.55 | 1.71 | 0.59 | -0.01 | 0.30 | 1.47 | -0.26 | 0.79 | 0.63 | -1.30 | 1.17 | -3.84 | |
| VSMGX (VANGUA…R SHARES) | NA | 1.66 | 1.15 | 0.39 | 0.64 | NA | NA | … | … | 1.29 | 1.36 | 0.87 | 1.45 | -1.22 | 1.32 | 0.70 | 2.77 | -0.87 | 3.75 | 0.83 | -0.26 | 1.01 | 2.16 | 1.23 | 0.01 | 1.18 | 1.12 | -0.98 | 0.39 | 1.34 | 0.49 | 1.49 | 2.09 | -0.75 | -0.59 | -0.24 | 1.06 | 1.56 | 1.56 | 0.91 | 4.18 | 4.60 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Standard Deviation(%) | ASHLAND INC. … Moderate | NA | 7.66 | 7.20 | 6.84 | 9.62 | NA | NA | … | … | NA | NA | NA | NA | NA | NA | NA | NA | 7.66 | 5.43 | 8.19 | 6.63 | 5.91 | 6.69 | 7.70 | 13.32 | 11.01 | 16.99 | 21.47 | 9.92 | 7.78 | 7.13 | 7.46 | 8.60 | 11.66 | 10.81 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | NA | 12.41 | 14.92 | 16.96 | 18.14 | NA | NA | … | … | 14.11 | 18.66 | 12.67 | 13.09 | 24.19 | 13.11 | 34.69 | 12.48 | 17.11 | 6.68 | 13.11 | 15.51 | 11.39 | 11.07 | 12.74 | 23.36 | 18.07 | 27.22 | 40.99 | 16.02 | 10.04 | 10.29 | 11.10 | 17.04 | 25.96 | 21.55 | 22.20 | 18.17 | 20.48 | 18.21 | 11.77 | 7.77 | 9.92 | 8.83 | 9.93 | 14.69 | 16.06 | 13.09 | 17.07 | 33.80 | 16.55 | 11.67 | 12.80 | 13.62 | 18.09 | 14.61 | 16.53 | 23.80 | |
| VSMGX (VANGUA…R SHARES) | NA | 8.68 | 9.03 | 10.09 | 10.34 | NA | NA | … | … | 10.65 | 9.89 | 7.69 | 8.26 | 14.34 | 7.62 | 19.08 | 6.43 | 8.81 | 3.80 | 8.31 | 8.51 | 6.28 | 6.80 | 7.99 | 14.68 | 11.10 | 18.01 | 27.95 | 10.37 | 7.43 | 6.96 | 7.25 | 10.38 | 15.37 | 12.42 | 12.30 | 10.07 | 11.65 | 9.10 | 7.74 | 5.41 | 15.57 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Draw Down(%) | ASHLAND INC. … Moderate | NA | 10.35 | 10.60 | 10.60 | 16.46 | NA | NA | … | … | NA | NA | NA | NA | NA | NA | NA | NA | 10.35 | 4.50 | 5.68 | 6.74 | 4.44 | 6.19 | 6.35 | 14.41 | 8.47 | 16.46 | 35.94 | 6.56 | 8.36 | 4.30 | 5.93 | 7.70 | 16.40 | 11.70 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | NA | 8.92 | 18.76 | 24.59 | 33.83 | NA | NA | … | … | 8.92 | 18.76 | 8.45 | 9.97 | 24.59 | 5.14 | 33.83 | 6.63 | 19.40 | 2.60 | 10.29 | 12.05 | 7.30 | 5.59 | 9.60 | 18.71 | 15.66 | 27.17 | 47.73 | 9.88 | 7.47 | 7.01 | 7.47 | 13.79 | 33.02 | 29.18 | 16.55 | 11.81 | 19.20 | 10.79 | 7.45 | 2.50 | 8.48 | 4.84 | 5.63 | 5.57 | 19.19 | 7.35 | 7.24 | 33.08 | 11.63 | 7.51 | 10.58 | 7.02 | 13.21 | 15.61 | 16.03 | 2.40 | |
| VSMGX (VANGUA…R SHARES) | NA | 6.64 | 9.62 | 22.29 | 22.43 | NA | NA | … | … | 6.64 | 9.62 | 4.17 | 8.15 | 21.74 | 3.53 | 22.43 | 3.12 | 11.47 | 1.14 | 6.20 | 8.34 | 4.70 | 5.67 | 6.27 | 12.90 | 8.64 | 19.61 | 36.81 | 6.11 | 6.13 | 4.74 | 5.89 | 8.91 | 20.06 | 17.93 | 8.77 | 6.26 | 11.99 | 6.02 | 4.75 | 1.82 | 1.89 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Yield(%) | ASHLAND INC. … Moderate | NA | 3.02 | 1.73 | 2.80 | 2.83 | NA | NA | … | … | NA | NA | NA | NA | NA | NA | NA | NA | 3.00 | 0.50 | 1.68 | 2.46 | 6.42 | 4.29 | 2.07 | 2.83 | 2.17 | 1.70 | 4.04 | 5.98 | 2.41 | 4.01 | 3.45 | 1.45 | 1.83 | 2.30 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | 0.00 | 1.18 | 1.55 | 1.52 | 2.83 | 3.95 | 3.53 | … | … | 0.27 | 1.20 | 1.41 | 1.69 | 1.26 | 1.48 | 2.12 | 2.28 | 1.81 | 2.00 | 2.14 | 1.97 | 1.96 | 2.19 | 2.30 | 1.92 | 1.88 | 2.45 | 1.88 | 1.91 | 1.83 | 1.79 | 1.91 | 1.71 | 1.28 | 1.08 | 0.97 | 2.11 | 1.93 | 2.77 | 2.64 | 3.14 | 3.13 | 3.83 | 3.10 | 5.86 | 3.71 | 4.46 | 4.31 | 2.79 | 3.90 | 4.71 | 4.49 | 5.04 | 5.34 | 4.64 | 5.79 | 0.00 | |
| VSMGX (VANGUA…R SHARES) | 0.00 | 5.50 | 5.91 | 4.35 | 4.60 | 4.43 | 4.27 | … | … | 0.00 | 5.80 | 7.43 | 4.45 | 2.18 | 4.11 | 3.77 | 2.85 | 2.41 | 2.40 | 2.34 | 2.10 | 2.20 | 2.14 | 2.47 | 2.22 | 2.38 | 2.79 | 2.66 | 3.04 | 2.89 | 2.53 | 3.74 | 2.48 | 2.67 | 2.88 | 6.36 | 5.93 | 7.27 | 3.78 | 3.63 | 3.65 | 2.91 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
Data as of 10/31/2018, Common starting date is 12/31/2000
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| ASHLAND INC. EMPLOYEE SAVINGS PLAN Tactical Asset Allocation Moderate | NA | -5.65% | 2.70% | 1.59% | 6.12% | 7.84% | NA | … | … |
| VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) | NA | 7.18% | 10.93% | 11.18% | 13.10% | 8.60% | 6.45% | … | … |
| VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) | NA | -0.24% | 4.98% | 4.97% | 7.82% | 5.92% | 5.61% | … | … |
| Ticker/Portfolio | Last 1 Week | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Common | Inception | YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 | 1982 | 1981 | 1980 | 1979 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return (%) | ASHLAND INC. … Moderate | -0.02 | -5.65 | 2.70 | 1.59 | 6.12 | 7.84 | NA | … | … | NA | NA | NA | NA | NA | NA | NA | NA | -4.21 | 7.96 | 3.89 | -5.25 | 2.45 | 15.58 | 6.17 | 2.03 | 6.40 | 24.91 | -3.03 | 18.30 | 22.22 | 6.74 | 12.55 | 16.62 | 5.44 | 7.24 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | 2.10 | 7.18 | 10.93 | 11.18 | 13.10 | 8.60 | 6.45 | … | … | NA | 17.72 | 24.84 | 26.12 | -18.24 | 28.53 | 18.74 | 31.33 | -4.55 | 21.66 | 11.83 | 1.23 | 13.52 | 32.17 | 15.82 | 1.96 | 14.91 | 26.52 | -37.02 | 5.39 | 15.64 | 4.77 | 10.74 | 28.50 | -22.17 | -12.03 | -9.05 | 21.08 | 28.62 | 33.18 | 22.87 | 37.45 | 1.18 | 10.15 | 8.24 | 32.05 | -3.33 | 28.37 | 14.92 | 3.97 | 9.30 | 22.60 | 3.67 | 17.07 | 19.25 | -8.55 | 27.89 | -2.07 | |
| VSMGX (VANGUA…R SHARES) | 1.16 | -0.24 | 4.98 | 4.97 | 7.82 | 5.92 | 5.61 | … | … | NA | 16.26 | 10.28 | 15.51 | -16.01 | 10.08 | 13.59 | 19.30 | -6.28 | 14.86 | 7.09 | -2.21 | 6.38 | 14.73 | 9.78 | 0.12 | 13.14 | 20.35 | -26.49 | 7.21 | 13.30 | 5.68 | 11.76 | 22.40 | -10.34 | -4.78 | 1.27 | 14.09 | 21.59 | 17.90 | 10.77 | 26.58 | 2.04 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Sharpe Ratio | ASHLAND INC. … Moderate | NA | -0.93 | 0.32 | 0.07 | 0.76 | NA | NA | … | … | NA | NA | NA | NA | NA | NA | NA | NA | -0.93 | 1.35 | 0.80 | -1.07 | 0.31 | 2.26 | 1.00 | 0.26 | 0.60 | 2.71 | -0.67 | 1.11 | 1.88 | 0.74 | 1.53 | 2.48 | 0.81 | 0.92 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | NA | 1.74 | 1.20 | 0.63 | 0.75 | NA | NA | … | … | 1.34 | 0.80 | 1.67 | 1.73 | -0.82 | 2.17 | 0.53 | 2.39 | -0.35 | 3.16 | 0.89 | 0.08 | 1.19 | 2.90 | 1.25 | 0.08 | 0.82 | 0.97 | -0.92 | 0.14 | 1.22 | 0.24 | 0.88 | 1.63 | -0.90 | -0.68 | -0.60 | 0.97 | 1.23 | 1.61 | 1.62 | 4.31 | -0.19 | 0.90 | 0.57 | 1.91 | -0.55 | 1.71 | 0.59 | -0.01 | 0.30 | 1.47 | -0.26 | 0.79 | 0.63 | -1.30 | 1.17 | -3.84 | |
| VSMGX (VANGUA…R SHARES) | NA | 1.66 | 1.15 | 0.39 | 0.64 | NA | NA | … | … | 1.29 | 1.36 | 0.87 | 1.45 | -1.22 | 1.32 | 0.70 | 2.77 | -0.87 | 3.75 | 0.83 | -0.26 | 1.01 | 2.16 | 1.23 | 0.01 | 1.18 | 1.12 | -0.98 | 0.39 | 1.34 | 0.49 | 1.49 | 2.09 | -0.75 | -0.59 | -0.24 | 1.06 | 1.56 | 1.56 | 0.91 | 4.18 | 4.60 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Standard Deviation(%) | ASHLAND INC. … Moderate | NA | 5.98 | 5.37 | 5.86 | 7.13 | NA | NA | … | … | NA | NA | NA | NA | NA | NA | NA | NA | 5.98 | 5.43 | 4.63 | 4.94 | 7.79 | 6.89 | 6.14 | 7.58 | 10.46 | 9.15 | 5.91 | 13.80 | 10.08 | 6.18 | 7.59 | 6.41 | 5.35 | 5.34 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | NA | 12.41 | 14.92 | 16.96 | 18.14 | NA | NA | … | … | 14.11 | 18.66 | 12.67 | 13.09 | 24.19 | 13.11 | 34.69 | 12.48 | 17.11 | 6.68 | 13.11 | 15.51 | 11.39 | 11.07 | 12.74 | 23.36 | 18.07 | 27.22 | 40.99 | 16.02 | 10.04 | 10.29 | 11.10 | 17.04 | 25.96 | 21.55 | 22.20 | 18.17 | 20.48 | 18.21 | 11.77 | 7.77 | 9.92 | 8.83 | 9.93 | 14.69 | 16.06 | 13.09 | 17.07 | 33.80 | 16.55 | 11.67 | 12.80 | 13.62 | 18.09 | 14.61 | 16.53 | 23.80 | |
| VSMGX (VANGUA…R SHARES) | NA | 8.68 | 9.03 | 10.09 | 10.34 | NA | NA | … | … | 10.65 | 9.89 | 7.69 | 8.26 | 14.34 | 7.62 | 19.08 | 6.43 | 8.81 | 3.80 | 8.31 | 8.51 | 6.28 | 6.80 | 7.99 | 14.68 | 11.10 | 18.01 | 27.95 | 10.37 | 7.43 | 6.96 | 7.25 | 10.38 | 15.37 | 12.42 | 12.30 | 10.07 | 11.65 | 9.10 | 7.74 | 5.41 | 15.57 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Draw Down(%) | ASHLAND INC. … Moderate | NA | 8.62 | 8.92 | 9.34 | 9.34 | NA | NA | … | … | NA | NA | NA | NA | NA | NA | NA | NA | 8.62 | 4.88 | 3.51 | 8.20 | 6.00 | 4.87 | 5.39 | 5.92 | 8.16 | 3.73 | 6.50 | 11.16 | 13.33 | 4.36 | 6.74 | 3.36 | 4.02 | 4.46 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | NA | 8.92 | 18.76 | 24.59 | 33.83 | NA | NA | … | … | 8.92 | 18.76 | 8.45 | 9.97 | 24.59 | 5.14 | 33.83 | 6.63 | 19.40 | 2.60 | 10.29 | 12.05 | 7.30 | 5.59 | 9.60 | 18.71 | 15.66 | 27.17 | 47.73 | 9.88 | 7.47 | 7.01 | 7.47 | 13.79 | 33.02 | 29.18 | 16.55 | 11.81 | 19.20 | 10.79 | 7.45 | 2.50 | 8.48 | 4.84 | 5.63 | 5.57 | 19.19 | 7.35 | 7.24 | 33.08 | 11.63 | 7.51 | 10.58 | 7.02 | 13.21 | 15.61 | 16.03 | 2.40 | |
| VSMGX (VANGUA…R SHARES) | NA | 6.64 | 9.62 | 22.29 | 22.43 | NA | NA | … | … | 6.64 | 9.62 | 4.17 | 8.15 | 21.74 | 3.53 | 22.43 | 3.12 | 11.47 | 1.14 | 6.20 | 8.34 | 4.70 | 5.67 | 6.27 | 12.90 | 8.64 | 19.61 | 36.81 | 6.11 | 6.13 | 4.74 | 5.89 | 8.91 | 20.06 | 17.93 | 8.77 | 6.26 | 11.99 | 6.02 | 4.75 | 1.82 | 1.89 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Yield(%) | ASHLAND INC. … Moderate | NA | 1.18 | 1.69 | 2.03 | 3.11 | NA | NA | … | … | NA | NA | NA | NA | NA | NA | NA | NA | 1.17 | 0.35 | 3.21 | 2.52 | 2.86 | 4.24 | 3.66 | 4.00 | 4.13 | 4.70 | 3.82 | 5.14 | 2.63 | 2.27 | 4.28 | 3.17 | 5.91 | 7.91 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | 0.00 | 1.18 | 1.55 | 1.52 | 2.83 | 3.95 | 3.53 | … | … | 0.27 | 1.20 | 1.41 | 1.69 | 1.26 | 1.48 | 2.12 | 2.28 | 1.81 | 2.00 | 2.14 | 1.97 | 1.96 | 2.19 | 2.30 | 1.92 | 1.88 | 2.45 | 1.88 | 1.91 | 1.83 | 1.79 | 1.91 | 1.71 | 1.28 | 1.08 | 0.97 | 2.11 | 1.93 | 2.77 | 2.64 | 3.14 | 3.13 | 3.83 | 3.10 | 5.86 | 3.71 | 4.46 | 4.31 | 2.79 | 3.90 | 4.71 | 4.49 | 5.04 | 5.34 | 4.64 | 5.79 | 0.00 | |
| VSMGX (VANGUA…R SHARES) | 0.00 | 5.50 | 5.91 | 4.35 | 4.60 | 4.43 | 4.27 | … | … | 0.00 | 5.80 | 7.43 | 4.45 | 2.18 | 4.11 | 3.77 | 2.85 | 2.41 | 2.40 | 2.34 | 2.10 | 2.20 | 2.14 | 2.47 | 2.22 | 2.38 | 2.79 | 2.66 | 3.04 | 2.89 | 2.53 | 3.74 | 2.48 | 2.67 | 2.88 | 6.36 | 5.93 | 7.27 | 3.78 | 3.63 | 3.65 | 2.91 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
Data as of 10/31/2018, Common starting date is 12/31/2000
Retirement Plan (401(k)) Info for ASHLAND INC. EMPLOYEE SAVINGS PLAN
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