Investment options of ARVIG ENTERPRISES INC. 401K PLAN
Total Available Funds: 26
| Investment Description |
|---|
| Fidelity 500 Index Premium Fund Registered Investment Company |
| Fidelity Contrafund Fund Registered Investment Company |
| T. Rowe Price Overseas Stock Fund Registered Investment Company |
| JP Morgan Mid Cap Value Fund Registered Investment Company |
| Fidelity U.S. Bond Indeed Fund Registered Investment Company |
| Fidelity Extended Market Index Fund Registered Investment Company |
| Fidelity International Index Fun Registered Investment Company |
| DFA Emerging Markets Core Equity Fund Registered Investment Company |
| Legg Mason BW Global Opportunities Bond Fund Registered Investment Company |
| American Century Small Cap Value Fund Registered Investment Company |
| Putnam Large Cap Value Trust IA Fund Collective Trust |
| Carillon Eagle Mid Cap Growth Fund Collective Trust |
| ClearBridge Small Cap Growth Fund Collective Trust |
| TRP RET BLEND 2005 H Collective Trust |
| TRP RET BLEND 2010 H Collective Trust |
| TRP RET BLEND 2015 H Collective Trust |
| TRP RET BLEND 2020 H Collective Trust |
| TRP RET BLEND 2025 H Collective Trust |
| TRP RET BLEND 2030 H Collective Trust |
| TRP RET BLEND 2035 H Collective Trust |
| TRP RET BLEND 2040 H Collective Trust |
| TRP RET BLEND 2045 H Collective Trust |
| TRP RET BLEND 2050 H Collective Trust |
| TRP RET BLEND 2055 H Collective Trust |
| TRP RET BLEND 2060 H Collective Trust |
| TRP RET BLEND 2065 H Collective Trust |
Investment model portfolios
We provide two types of investment model portfolios for ARVIG ENTERPRISES INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ARVIG ENTERPRISES INC. 401K PLAN