Investment options of ARRAY TECHNOLOGIES 401(K) PLAN
Total Available Funds: 33
| Investment Description |
|---|
| FID 500 INDEX FXAIX |
| FID BLUE CHIP GR K6 FBCGX |
| MFS MA INV TRUST R6 MITJX |
| FID MID CAP IDX FSMDX |
| FID SM CAP IDX FSSNX |
| JPM SM CAP GROWTH R6 JGSMX |
| FID INTL INDEX FSPSX |
| DFA REAL EST SEC I DFREX |
| JPM INTL FOCUS R6 IUENX |
| FID BALANCED K6 FBKFX |
| AF INFL LINKED BD R6 RILFX |
| FID CAPITAL & INCOME FAGIX |
| FID TOTAL BOND K6 FTKFX |
| FID US BOND IDX FXNAX |
| PUTN LARGE CP VAL R1 (PEIYX) |
| MID CAP GROWTH I1 by Great Gray Trust (WMCAYX) |
| MID CAP VALUE R1 (AMDVX) |
| STABLE VALUE FUND R1 by Great Gray Trust (WSVABX) |
| FLEXPATH AGR 2035 M |
| FLEXPATH AGR 2045 M |
| FLEXPATH AGR 2055 M |
| FLEXPATH AGR 2065 M |
| FLEXPATH AGR RET M |
| FLEXPATH CON 2035 M |
| FLEXPATH CON 2045 M |
| FLEXPATH CON 2055 M |
| FLEXPATH CON 2065 M |
| FLEXPATH CON RET M |
| FLEXPATH MOD 2035 M |
| FLEXPATH MOD 2045 M |
| FLEXPATH MOD 2055 M |
| FLEXPATH MOD 2065 M |
| FLEXPATH MOD RET M |
Investment model portfolios
We provide two types of investment model portfolios for ARRAY TECHNOLOGIES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ARRAY TECHNOLOGIES 401(K) PLAN