Investment options of ARKEMA INC. EMPLOYEES` RETIREMENT SAVINGS 401K PLAN
Total Available Funds: 29
| Investment Description |
|---|
| FIDELITY MANAGEMENT TRUST COMPANY BALANCED FUND - CLASS K |
| FIDELITY MANAGEMENT TRUST COMPANY INTERNATIONAL DISCOVERY |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM INC K |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2005 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2010 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2015 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2020 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2025 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2030 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2035 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2040 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2045 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2050 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2055 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2060 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY FREEDOM 2065 K FUND |
| FIDELITY MANAGEMENT TRUST COMPANY 500 INDEX FUND |
| FIDELITY MANAGEMENT TRUST COMPANY INTERNATIONAL INDEX FUND |
| FIDELITY MANAGEMENT TRUST COMPANY US BOND INDEX FUND |
| FIDELITY MANAGEMENT TRUST COMPANY EMERGING MARKETS PORTFOLIO FUND |
| FIDELITY MANAGEMENT TRUST COMPANY EXTENDED MARKET INDEX |
| JANUS HENDERSON TRITON FUND |
| PIMCO FOREIGN BOND FUND INSTITUTIONAL CLASS |
| METROPOLITAN WEST TOTAL RETURN BOND M |
| PARNASSUS INVESTMENTS CORE EQUITY INCOME FUND |
| VANGUARD FIDUCIARY TRUST COMPANY WINDSOR II ADM |
| VANGUARD FIDUCIARY TRUST COMPANY INFLATION PROTECTED SECURITIES FUND |
| VANGUARD FIDUCIARY TRUST COMPANY VALUE INDEX FUND |
| MFS INVESTMENT MANAGEMENT MFS NEW DISCOVERY VALUE R6 |
Investment model portfolios
We provide two types of investment model portfolios for ARKEMA INC. EMPLOYEES` RETIREMENT SAVINGS 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ARKEMA INC. EMPLOYEES` RETIREMENT SAVINGS 401K PLAN