Investment options of ARGON 401K PLAN
Total Available Funds: 37
| Investment Description |
|---|
| Reliance Trust Company Reliance Metlife Series 25053 N/A |
| Baird Baird Core Plus Bond Inst. N/A |
| Vanguard Mid Cap Index Adm. N/A |
| BlackRock Infl. Protected Bond Fund K N/A |
| T.Rowe Price T.Rowe Price Mid-Cap Value I N/A |
| Conestoga Capital Advisors Conestoga Small Cap Investors N/A |
| Goldman Sachs Intl. Small Cap Insights R6 N/A |
| Fidelity International Index N/A |
| American Funds Europacific Growth R6 N/A |
| Vanguard Target Retirement 2065 N/A |
| Vanguard Wellesley Income N/A |
| Vanguard Balanced Index N/A |
| Fidelity Strategic Dividend & Income N/A |
| Fidelity Advisor Equity Growth N/A |
| Vanguard Target Retirement 2070 N/A |
| Dimensional Fund Advisors DFA U.S. Small Cap Portfolio Inst. N/A |
| Principal Mid Cap Institutional N/A |
| Vanguard Small Cap Value Index Admiral N/A |
| Vanguard Value Index Admiral N/A |
| Vanguard Target Retirement 2055 N/A |
| Vanguard Target Retirement 2060 N/A |
| IPM Holdings Conservative Est. 25/75 Port N/A |
| IPM Holdings Conservative Mod. Est. 40/60 Port N/A |
| IPM Holdings Moderate Est. 50/50 Port N/A |
| IPM Holdings Moderate Est. 60/40 Port N/A |
| IPM Holdings Moderate Aggressive Est. 70/30 Port N/A |
| IPM Holdings Moderate Aggressive Est. 80/20 Port N/A |
| IPM Holdings Aggressive Est. 95/5 Port N/A |
| Vanguard Target Retirement 2045 N/A |
| Vanguard Target Retirement 2035 N/A |
| Vanguard Target Retirement 2025 N/A |
| Vanguard Target Retirement Income Inv. N/A |
| Vanguard 500 Index Admiral N/A |
| Vanguard Target Retirement 2020 N/A |
| Vanguard Target Retirement 2030 N/A |
| Vanguard Target Retirement 2040 N/A |
| Vanguard Target Retirement 2050 N/A |
Investment model portfolios
We provide two types of investment model portfolios for ARGON 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ARGON 401K PLAN