Investment options of ARETE ADVISORS, LLC 401(K) PLAN
Total Available Funds: 13
| Investment Option List |
|---|
| Fidelity 500 Index Fund (FXAIX) |
| Vanguard Small-Cap Index Adm (VISVX) |
| Vanguard Mid Cap Index Adm (VIMSX) |
| Vanguard Developed Mkts Index Adm |
| Fidelity U.S. Bond Index Fund (FSHBX) |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| Vanguard (VFISX) |
| Fidelity (FDGFX) |
| American Century (ACYVX) |
| BlackRock (PBAIX) |
| AB Small cap (SGRIX) |
| Participant's Loan Account |
Investment model portfolios
We provide two types of investment model portfolios for ARETE ADVISORS, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ARETE ADVISORS, LLC 401(K) PLAN