Investment options of ARCTIQ 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| Participants |
| Interest income on notes receivable from participants |
| Interest and dividends |
| T. Rowe Price GG TRP RET 2035 R1 |
| T. Rowe Price GG TRP RET 2045 R1 |
| T. Rowe Price GG TRP RET 2040 R1 |
| Principal Funds PIF MIDCAP FUND R5 |
| T. Rowe Price GG TRP RET 2030 R1 |
| Black Rock BLKRK TECH OP I |
| T. Rowe Price GG TRP RET 2025 R1 |
| T. Rowe Price GG TRP RET 2055 R1 |
| Hartford HTFD CORE EQUITY R5 |
| T. Rowe Price GG TRP RET 2050 R1 |
| Franklin Templeton Inv. Funds FKLN RISING DIVS ADV |
| Principal Funds PIF MDCP S&P400 R6 |
| American Century AC GLOBAL SM CP R6 |
| Columbia COL SM CAP INDEX I2 |
| Fidelity Investments FID GOVT MMKT |
| Federated Hermes FH MDT SM CAP GRTH I |
| Columbia COL DIVIDEND INC I3 |
| Prudential PGIM US REAL EST R6 |
| T. Rowe Price GG TRP RET 2065 R1 |
| T. Rowe Price GG TRP RET 2020 R1 |
| Invesco INVS GOLD SPL MIN R6 |
| T. Rowe Price GG TRP RET 2015 R1 |
| Fidelity Investments FA ENERGY I |
| Fidelity Investments VI SM-CAP VAL R6 |
| Invesco INVS DEVELOP MKT Y |
| T. Rowe Price WT TRP RET 2060 R1 |
| JPMorgan JPM CORE BOND R6 |
| Invesco JH DSCPL VAL MDCP I |
| Invesco MFS INTL DIVRSN R4 |
| T. Rowe Price GG TRP RET 2010 R1 |
| Invesco MFS GROWTH ALLOC R4 |
Investment model portfolios
We provide two types of investment model portfolios for ARCTIQ 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ARCTIQ 401(K) PLAN