Investment options of ARCHER SYSTEMS LLC 401(K) PLAN
Total Available Funds: 30
| Investment Description |
|---|
| AB Global Bond Retirement Account Pooled Separate Account |
| Allspring Special Small Cap Value Retirement Account " |
| American Century Heritage Retirement Account " |
| American Funds Balanced Retirement Account " |
| American Funds Growth Fund of America Retirement Account " |
| American Funds New Perspective Retirement Account " |
| American Funds Washington Mutual Invt Retirement Account " |
| JP Morgan US Equity Retirement Account " |
| PIMCO Inc Retirement Account " |
| PIMCO Real Return Retirement Account " |
| State Street Emerging Markets Index Retirement Account " |
| State Street International Index Retirement Account " |
| State Street Russell Large Cap Value Growth Index Ret. Account " |
| State Street Russell Large Cap Value Index Retirement Account " |
| State Street Russell Small Cap Index Retirement Account " |
| State Street S&P Mid Cap Index Retirement Account " |
| State Street U.S Bond Index Retirement Account " |
| TA Vanguard REIT Index Retirement Account " |
| Thornburg International Equity Retirement Account " |
| Transamerica LifeGoal 2025 with BlackRock Retirement Account " |
| Transamerica LifeGoal 2030 with BlackRock Retirement Account " |
| Transamerica LifeGoal 2035 with BlackRock Retirement Account " |
| Transamerica LifeGoal 2040 with BlackRock Retirement Account " |
| Transamerica LifeGoal 2045 with BlackRock Retirement Account " |
| Transamerica LifeGoal 2050 with BlackRock Retirement Account " |
| Transamerica LifeGoal 2055 with BlackRock Retirement Account " |
| Transamerica LifeGoal 2060 with BlackRock Retirement Account " |
| Transamerica LifeGoal 2065 with BlackRock Retirement Account " |
| Transamerica LifeGoal Retirement BlackRock Retirement Account " |
| Transamerica Small/Mid Cap Value Ret Acct " |
Investment model portfolios
We provide two types of investment model portfolios for ARCHER SYSTEMS LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ARCHER SYSTEMS LLC 401(K) PLAN