Investment options of ARBOR ACRES 403B PLAN
Total Available Funds: 49
| Investment Description |
|---|
| American Funds EuroPacific Growth Fund R6 |
| Blackrock Mid-Cap Growth Equity Portfolio |
| Columbia Dividend Income Fund – Inst Class 3 |
| Fidelity Investments Fidelity 500 Index Fund |
| Fidelity Investments Fidelity Extended Market Index Fund |
| Fidelity Investments Fidelity U.S. Bond Index Fund |
| JPMorgan Large Cap Growth Fund R6 |
| MassMutual MassMutual Small Cap Growth Equity Class 1 |
| Vanguard FTSE Social Index Fund – Admiral Shares |
| Vanguard Inflation-Protected Securities Fund-Admiral Shares |
| Vanguard Target Retirement 2020 Fund |
| Vanguard Target Retirement 2025 Fund |
| Vanguard Target Retirement 2030 Fund |
| Vanguard Target Retirement 2035 Fund |
| Vanguard Target Retirement 2040 Fund |
| Vanguard Target Retirement 2045 Fund |
| Vanguard Target Retirement 2050 Fund |
| Vanguard Target Retirement 2055 Fund |
| Vanguard Target Retirement 2060 Fund |
| Vanguard Target Retirement 2065 Fund |
| Vanguard Target Retirement 2070 Fund |
| Vanguard Target Retirement Income Fund |
| Victory Victory Sycamore Established Value Fund R6 |
| Allspg Spec SmCp Vl Fd R6 Registered Investment Company |
| American Funds EuroPacific R6 Registered Investment Company |
| BlackRock Mid-Cap Grw Eq Por K Registered Investment Company |
| Columbia Dividend Income Fd I3 Registered Investment Company |
| Fid US Bd Id Fd Registered Investment Company |
| Fidelity 500 Index Fund Registered Investment Company |
| Fidelity Ext Mkt Index Fund Registered Investment Company |
| Fidelity Tot Intl Idx Fund Registered Investment Company |
| JPMorgan LgCp Grw Fnd R6 Registered Investment Company |
| MssMtl Sm Cp Grwth Eqty F I Registered Investment Company |
| Vangrd FTSE Social Ind Fd Adm Registered Investment Company |
| Vangrd Federal Mny Mkt Fd Inv Registered Investment Company |
| Vangrd Infl-Prt Secs Fund Adm Registered Investment Company |
| Vangrd Trgt Retire 2020 Fd Registered Investment Company |
| Vangrd Trgt Retire 2025 Fd Registered Investment Company |
| Vangrd Trgt Retire 2030 Fd Registered Investment Company |
| Vangrd Trgt Retire 2035 Fd Registered Investment Company |
| Vangrd Trgt Retire 2040 Fd Registered Investment Company |
| Vangrd Trgt Retire 2045 Fd Registered Investment Company |
| Vangrd Trgt Retire 2050 Fd Registered Investment Company |
| Vangrd Trgt Retire 2055 Fd Registered Investment Company |
| Vangrd Trgt Retire 2060 Fd Registered Investment Company |
| Vangrd Trgt Retire 2065 Fd Registered Investment Company |
| Vangrd Trgt Retire 2070 Fd Registered Investment Company |
| Vangrd Trgt Retire Inc Fd Registered Investment Company |
| Victory Sycmr Est Vl Fd R6 Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for ARBOR ACRES 403B PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ARBOR ACRES 403B PLAN