Investment options of APTIA 401(K) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| BlackRock Institutional Trust Company, N.A. BlackRock Multi-Asset Income Portfolio K |
| BlackRock Institutional Trust Company, N.A. BlackRock Strategic Completion NL M |
| State Street Global Advisors (SSGA) State St Target Ret Income SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2020 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2025 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2030 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2045 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2055 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2060 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2065 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2035 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2040 SL Cl IV |
| Mercer Investments LLC Mercer International Stock |
| Mercer Investments LLC International Stock |
| Mercer Investments LLC Mercer Small Mid/Cap Stock Fund |
| Mercer Investments LLC US Small/Mid Cap Stock |
| Mercer Investments LLC S&P |
| Mercer Investments LLC Mercer Diversified Bond |
| Mercer Investments LLC US Bond |
| 1BKMIX 157,478.73 |
| 1BRSCNM 139,310.18 |
| 1SSTRIV 39,199.51 |
| 1SSTC20 152,605.18 |
| 1SSTC25 225,977.84 |
| 1SSTC30 1,461,054.93 |
| 1SSTC45 1,763,418.31 |
| 1SSTC50 1,397,332.19 |
| 1SSTC55 349,574.52 |
| 1SSTC60 274,880.52 |
| 1SSTC65 72,423.84 |
| 1SSTC35 891,820.25 |
| 1SSTC40 984,821.21 |
| 1MERINS 394,981.74 |
| 1MERSSE 274,300.39 |
| 1MERSMD 383,229.21 |
| 1MERSSR 380,696.56 |
| 1MERSS5 1,586,567.34 |
| 1MERDBD 167,120.57 |
| 1MERSSB 163,869.87 |
| 1IVSVB1 94,832.44 |
| FORFEITURES 5,352.75 |
Investment model portfolios
We provide two types of investment model portfolios for APTIA 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for APTIA 401(K) PLAN