Investment options of APPLIED TECHNICAL SERVICES, 401(K) PLAN
Total Available Funds: 69
| Investment Description |
|---|
| iShares S&P 500 Index K 33,941 # |
| American Funds New World R6 100,966 # |
| Vanguard Small Cap Index Adm 67,328 # |
| American Funds New Perspective R6 71,157 # |
| Vanguard Mid Cap Index Fund – Admiral 12,452 # |
| MFS Value R6 61,591 # |
| Dodge & Cox Global Bond – I 243,176 # |
| Loomis Sayles Core Plus Bond N 209,219 # |
| Eaton Vance Balanced I 193,192 # |
| Touchstone Large Cap Focused I 28,232 # |
| American Funds 2045 Trgt Date Retire R6 91,205 # |
| Loomis Sayles Inflation Protected Secs I 195,539 # |
| Principal MidCap Inst 33,396 # |
| JHancock Disciplined Value Mid Cap R6 39,425 # |
| Baron Small Cap R6 30,669 # |
| American Funds 2030 Trgt Date Retire R6 56,370 # |
| JPMorgan Small Cap Equity R6 15,392 # |
| Victory Sycamore Small Company Opp R6 17,663 # |
| American Funds 2035 Trgt Date Retire R6 39,010 # |
| American Funds 2055 Trgt Date Retire R6 27,525 # |
| Janus Henderson Triton N 26,256 # |
| American Funds 2025 Trgt Date Retire R6 45,929 # |
| American Funds 2040 Trgt Date Retire R6 25,562 # |
| American Funds 2050 Trgt Date Retire R6 24,724 # |
| PGIM High-Yield R6 96,908 # |
| MFS Blended Research Mid Cap EQ R6 31,874 # |
| American Funds 2060 Trgt Date Retire R6 20,211 # |
| American Funds 2015 Trgt Date Retire R6 2,930 # |
| American Funds 2065 Trgt Date Retire R6 1,035 # |
| Capital Group Europacific Growth SA 855,451 # |
| Large Cap Growth / JP Morgan Invst Mgmt 41,543 # |
| Blackrock Equity Dividend (IS Platform) 215,725 # |
| various dates through October 2034 |
| 1RFJTX 36,826.36 |
| 1RFDTX 682,037.47 |
| 1RFETX 892,678.70 |
| 1RFFTX 720,644.22 |
| 1RFGTX 491,087.87 |
| 1RFHTX 1,836,404.93 |
| 1RFITX 471,196.86 |
| 1RFKTX 697,682.45 |
| 1RFUTX 333,339.79 |
| 1RFVTX 17,759.78 |
| 1RNPGX 3,905,740.57 |
| 1RNWGX 7,910,852.74 |
| 1H0028A 9,634,377.90 |
| 1CSZIX 1,839,107.42 |
| 1BSCUX 1,040,811.83 |
| 1JGMNX 741,304.22 |
| 1VSENX 901,680.74 |
| 1VSMAX 6,545,161.93 |
| 1VSORX 842,058.11 |
| 1JVMRX 1,007,302.03 |
| 1BMSYX 473,300.14 |
| 1PCBIX 1,129,673.20 |
| 1VIMAX 3,474,418.79 |
| 1WFSPX 18,017,632.13 |
| 1MEIKX 2,939,741.11 |
| 1SCRLX 1,716,451.65 |
| 1H0064A 2,651,887.59 |
| 1H0106A 4,459,360.60 |
| 1EIIFX 1,811,864.24 |
| 1DODLX 2,607,548.20 |
| 1NERNX 2,510,178.10 |
| 1LSGSX 1,895,195.63 |
| 1PHYQX 452,207.72 |
| 1VBTLX 10,011,735.46 |
| 1PCSV50 7,958,019.99 |
| FORFEITURES 203,192.06 |
Investment model portfolios
We provide two types of investment model portfolios for APPLIED TECHNICAL SERVICES, 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for APPLIED TECHNICAL SERVICES, 401(K) PLAN