Investment options of APPLIED TALENT RESOURCES LLC 401(K)PLAN
Total Available Funds: 25
| Investment Description |
|---|
| Notes Receivable from Participants Maturity dates through 2029 at interest – |
| 1RFTTX 224.38 |
| 1RRCTX 54,404.00 |
| 1RFDTX 36,773.45 |
| 1RFETX 188,036.41 |
| 1RFFTX 179,303.86 |
| 1RFGTX 107,659.00 |
| 1RFHTX 183,087.85 |
| 1RFITX 118,478.03 |
| 1RFKTX 105,790.56 |
| 1RFUTX 292,405.37 |
| 1RFVTX 104,915.55 |
| 1BTMKX 4,467.70 |
| 1JEMWX 2,242.96 |
| 1FZAOX 4,580.97 |
| 1FSSNX 6,570.57 |
| 1FSMDX 1,604.46 |
| 1WFPRX 5,490.03 |
| 1FXAIX 113,479.10 |
| 1JDNNX 11,807.04 |
| 1WFBIX 4,693.90 |
| 1MPHQX 1,415.48 |
| 1DGCXX 643.66 |
| 1GWAQ35 1.450 3,659.24 |
| FORFEITURES 44.08 |
Investment model portfolios
We provide two types of investment model portfolios for APPLIED TALENT RESOURCES LLC 401(K)PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for APPLIED TALENT RESOURCES LLC 401(K)PLAN