Investment options of APPLIED COMPUTING TECHNOLOGIES, INC. 401(K) PROFIT SHARING PLAN & TRUST
Total Available Funds: 33
| Investment Description |
|---|
| American Funds Capital World Growth & Income Fund Registered Investment Co. |
| American Funds New World Fund R6 Registered Investment Co. |
| American Funds Small Cap World Fund Registered Investment Co. |
| Baird Core Plus Bond Fund Class Institutional Registered Investment Co. |
| BlackRock Low Duration Bond Portfolio Institutional Registered Investment Co. |
| DFA Emerging Markets Small Cap Portfolio Institutional Registered Investment Co. |
| DFA International Equity Foreign Large Cap Growth Registered Investment Co. |
| MFS Growth Fund Class R6 Registered Investment Co. |
| Vanguard 500 Index Admiral Registered Investment Co. |
| Vanguard European Stock Indec Fund Admiral Registered Investment Co. |
| Vanguard Explorer Fund Admiral Registered Investment Co. |
| Vanguard Growth Index Admiral Registered Investment Co. |
| Vanguard Hight Yield Corporate Fund Admiral Registered Investment Co. |
| Vanguard Inflation Protected Securities Fund Admiral Registered Investment Co. |
| Vanguard Intermediate Term Treasury Index Fund Registered Investment Co. |
| Vanguard Mid-Cap Growth Index Fund Admiral Registered Investment Co. |
| Vanguard Mid-Cap Value Index Fund Admiral Registered Investment Co. |
| Vanguard Mid-Cap Index Fund Admiral Registered Investment Co. |
| Vanguard Small Cap Index Admiral Registered Investment Co. |
| Vanguard Small Cap Value Index Fund Admiral Registered Investment Co. |
| Vanguard Target Retirement 2020 Registered Investment Co. |
| Vanguard Target Retirement 2025 Registered Investment Co. |
| Vanguard Target Retirement 2030 Registered Investment Co. |
| Vanguard Target Retirement 2035 Registered Investment Co. |
| Vanguard Target Retirement 2040 Registered Investment Co. |
| Vanguard Target Retirement 2045 Registered Investment Co. |
| Vanguard Target Retirement 2050 Registered Investment Co. |
| Vanguard Target Retirement 2055 Registered Investment Co. |
| Vanguard Target Retirement 2060 Registered Investment Co. |
| Vanguard Target Retirement 2065 Registered Investment Co. |
| Vanguard Target Retirement 2070 Registered Investment Co. |
| Vanguard Target Retirement Income Registered Investment Co. |
| Vanguard Windsor Fund Admiral Registered Investment Co. |
Investment model portfolios
We provide two types of investment model portfolios for APPLIED COMPUTING TECHNOLOGIES, INC. 401(K) PROFIT SHARING PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for APPLIED COMPUTING TECHNOLOGIES, INC. 401(K) PROFIT SHARING PLAN & TRUST