Investment options of APOLLO INTELLIGENCE 401(K) PLAN
Total Available Funds: 27
| Investment Option List |
|---|
| Vanguard 500 Index Fund Admiral Shares (VFIAX) |
| Vanguard Target Retirement 2045 Fund (VTIVX) |
| Vanguard Target Retirement 2050 Fund (VFIFX) |
| Vanguard Target Retirement 2030 Fund (VTHRX) |
| Vanguard Target Retirement 2040 Fund (VFORX) |
| Vanguard Target Retirement 2055 Fund (VFFVX) |
| Vanguard Target Retirement 2025 Fund (VTTVX) |
| Vanguard Target Retirement 2035 Fund (VTTHX) |
| JPMorgan Large Cap Growth Fund Class R6 (JLGMX) |
| Vanguard Target Retirement 2065 Fund (VSXFX) |
| Vanguard Target Retirement 2060 Fund (VTTSX) |
| Fidelity Mid Cap Index (FIIMX) |
| Fidelity Small Cap Index (FSISX) |
| MFS Series Trust MFS Value Fund Class R6 (MINIX) |
| American Century Investments American Century Emerging Markets Fund R6 Class (ACADX) |
| BlackRock Income Fund Class K Shares (PNMIX) |
| BlackRock Advantage Small Cap Core Fund Class K (BDSAX) |
| AssetMark AssetMark /American Funds Moderate Growth (CBAGX) |
| AssetMark AssetMark /Aris Social Instl – Aggressive Strategy |
| AssetMark AssetMark /American Funds Growth Ret (PGGAX) |
| AssetMark AssetMark /American Funds Growth & Income Ret (IAFGX) |
| AssetMark AssetMark Social Inst Very Aggressive Strategy |
| AssetMark AssetMark Social Inst Moderate |
| AssetMark AssetMark /Aris Social Instl – 100% Equities Strategy |
| AssetMark AssetMark /American Funds Moderate Growth & Income (CBAGX) |
| AssetMark Ret, Profile 2 Strategy |
| secured by participant account balances |
Investment model portfolios
We provide two types of investment model portfolios for APOLLO INTELLIGENCE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for APOLLO INTELLIGENCE 401(K) PLAN