Investment options of APITURE 401(K) PLAN
Total Available Funds: 27
| Investment Option List |
|---|
| Fidelity Advisors |
| Fidelity Advisors Freedom 2030 K6 (FFFEX) |
| Fidelity Advisors Freedom 2045 K6 (FFFGX) |
| Fidelity Advisors Freedom 2055 K6 (FDEWX) |
| Fidelity Advisors Freedom 2040 K6 (FFFFX) |
| Fidelity Advisors Freedom 2035 K6 (FFTHX) |
| Fidelity Advisors Freedom 2050 K6 (FFFHX) |
| Vanguard Growth Index Fund Admiral (VQNPX) |
| Fidelity Advisors Freedom 2060 K6 (FDKNX) |
| Fidelity Advisors Contrafund (FCNTX) |
| Fidelity Advisors International (ACIFX) |
| Carillon Eagle Mid Cap Growth Fund Class R6 (HRAYX) |
| American Funds Fundamental Investors Class R6 (RFNFX) |
| Fidelity Advisors Freedom 2065 K6 (FAXDX) |
| MFS International Growth Fund R6 (MGRDX) |
| Fidelity Advisors Mid Cap Index (FIIMX) |
| Allspring Special Mid Cap Value Fund Admin (SMCDX) |
| Columbia Small Cap Index Fund I3 (CMSCX) |
| T Rowe Price Emerging Markets Stock Fund (PRMSX) |
| T Rowe Price Small Cap Value Fund (PRSVX) |
| MFS Value Fund R6 (MEIKX) |
| BlackRock 20/80 Target Allocation Fund (BATAX) |
| Fidelity Advisors Freedom 2025 (FFTWX) |
| Pimco Income Fund Institutional Class (PFIIX) |
| American Funds Inflation Linked Bd R6 (BFICX) |
| BlackRock 80/20 Target Allocation Fund (BATAX) |
| maturing through March 2032 |
Investment model portfolios
We provide two types of investment model portfolios for APITURE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for APITURE 401(K) PLAN