Investment options of API RETIREMENT SAVINGS PLAN
Total Available Funds: 50
| Investment Description |
|---|
| JPMorgan SmartRetirement Income R6 |
| JPMorgan SmartRetirement 2020 R6 |
| JPMorgan SmartRetirement 2025 R6 |
| JPMorgan SmartRetirement 2030 R6 |
| JPMorgan SmartRetirement 2035 R6 |
| JPMorgan SmartRetirement 2040 R6 |
| JPMorgan SmartRetirement 2045 R6 |
| JPMorgan SmartRetirement 2050 R6 |
| JPMorgan SmartRetirement 2055 R6 |
| American Beacon American Beacon International Eq R6 |
| MFS Global Equity R6 |
| Invesco Oppenheimer Int’l Growth R6 |
| JPMorgan J P Morgan Small Cap Value R6 |
| Principal SmallCap S&P 600 Index R-6 |
| T. Rowe T. Rowe Integr US Small-Cap Gr Eq I |
| Hartford Hartford MidCap R6 |
| MFS Mid Cap Value R6 |
| Vanguard Extended Market Idx Adm |
| JPMorgan US Equity R6 |
| PGIM PGIM Jennison Growth R6 |
| Putnam Large Cap Value R6 |
| JPMorgan J P Morgan Core Bond R6 |
| Pioneer Strategic Income K |
| JPMorgan JPMCB Stable Asset Income CF |
| 1JSIYX 557,714.83 |
| 1JTTYX 483,730.46 |
| 1JNSYX 1,188,110.76 |
| 1JSMYX 1,910,285.25 |
| 1SRJYX 1,595,476.81 |
| 1SMTYX 800,289.60 |
| 1JSAYX 545,705.88 |
| 1JTSYX 1,653,687.94 |
| 1JFFYX 1,191,490.63 |
| 1AAERX 50,688.64 |
| 1MWEMX 151,859.22 |
| 1OIGIX 49,200.71 |
| 1TIRRX 2,682.26 |
| 1JSVUX 24,238.00 |
| 1PSPIX 27,855.13 |
| 1TQAIX 144,075.12 |
| 1HFMVX 166,861.94 |
| 1MVCKX 19,547.81 |
| 1VEXAX 145,463.87 |
| 1JUEMX 223,974.73 |
| 1PJFQX 506,059.87 |
| 1PEQSX 50,897.61 |
| 1JCBUX 97.37 |
| 1STRKX 2,298.82 |
| 1JPM-F 206,509.24 |
| FORFEITURES 19,347.80 |
Investment model portfolios
We provide two types of investment model portfolios for API RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for API RETIREMENT SAVINGS PLAN