Investment options of APERIA SOLUTIONS, INC. 401(K) PLAN
Total Available Funds: 65
| Investment Option List |
|---|
| Investments, at fair value $ 1 |
| Dividends and other interest income |
| Interest income on notes receivable from participants |
| Goldman Sachs Financial Square Government (FGTXX) |
| JP Morgan JP Morgan Equity Index R6 |
| American Funds Growth Fund Amer R3 (PGGAX) |
| Ishares Ishares S&P 500 Index (BSPPX) |
| BlackRock Lifepath Dynamic 2040A (STLAX) |
| Vanguard Large Cap Index (VLCAX) |
| Pioneer Select Mid Cap Growth A (PMCTX) |
| BlackRock Lifepath 2045 (LPHRX) |
| BlackRock Dynamic Retirement A (STLAX) |
| BlackRock Lifepath 2060 (BAPAX) |
| American Funds Emerging Markets (CBNAX) |
| BlackRock Advantage Small Cap Core (BDSAX) |
| Ishares Ishares Russell Midcap Index (CIETX) |
| JP Morgan JP Morgan International Equity (AAIPX) |
| American Century Small Cap Value R6 (IACIX) |
| American Funds Washington Mutual R3 (FWMMX) |
| American Funds Europacific Growth R6 (FEPUX) |
| BlackRock High Yield Bond (BHYIX) |
| BlackRock Lifepath 2035 (LPJCX) |
| BlackRock Lifepath 2050 (LPRFX) |
| BlackRock Lifepath Dynamic 2030A (STLAX) |
| American Funds American Balanced R3 (GBLAX) |
| Dodge & Cox Dodge & Cox Global Stock (DODWX) |
| Ishares Ishares Msci Eafe Intl Index (BTMGX) |
| Dodge & Cox Dodge & Cox International (DODFX) |
| BlackRock GNMA (BBGPX) |
| Fidelity Asset Manager (FTANX) |
| Pioneer Strategic Inc C (STIZX) |
| BlackRock Lifepath 2055 (LEVAX) |
| BlackRock Lifepath 2065 (LIWAX) |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| BLACKROCK LIFEPATH 2035 K (LPJCX) |
| BLACKROCK LPD 2060 K |
| BLACKROCK LIFEPATH 2045 K (LPHRX) |
| BLACKROCK LIFEPATH RET K (STLAX) |
| ISHARES RUSSELL MIDCAP INDEX K |
| BLACKROCK LIFEPATH 2030 K (STLDX) |
| AMERICAN FUNDS WAMU – R6 |
| ISHARES S&P 500 INDEX K (BSPPX) |
| DODGE & COX GLOBAL STOCK I (DODWX) |
| AF EMERGING MARKETS BD R6 |
| JPMORGAN INTERNATIONAL EQTY R6 (JNUSX) |
| DODGE & COX INTL STOCK I (DODFX) |
| GOLDMAN SACHS FIN SQ GOVT FST (GSDGX) |
| AMC SMALL CAP VALUE FUND – R6 (VISVX) |
| AMERICAN FUNDS EUROPAC GRO- R6 |
| AMF GROWTH FUND OF AMERICA R6 (AMF) |
| AMERFUNDS AMER BALANCED – R6 |
| BLACKROCK ADV SCC K |
| VANGUARD LARGE CAP INDEX ADM (VLCAX) |
| VIC PIO SELECT MC GROWTH R6 |
| BLACKROCK LIFEPATH 2055 K (LEVAX) |
| DWS RREEF REAL EST SEC R6 (RRRBX) |
| JPMORGAN EQUITY INDEX FD – R6 (JHTRX) |
| BLK MORTGAGE-BACKED SEC K |
| BLACKROCK LIFEPATH 2040 K (STLEX) |
| BLACKROCK LIFEPATH 2050 K (LPRFX) |
| BLACKROCK HIGH YIELD K (BHYIX) |
| VIC PIO STRATEGIC INCOME R6 |
| ISHARES MSCI EAFE INTL INDEX K (BTMGX) |
| BLACKROCK LIFEPATH 2065 K (LIWAX) |
Investment model portfolios
We provide two types of investment model portfolios for APERIA SOLUTIONS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for APERIA SOLUTIONS, INC. 401(K) PLAN