Investment options of APACHE INDUSTRIAL SERVICES 401(K) RETIREMENT PLAN
Total Available Funds: 43
| Investment Description |
|---|
| VOYA FINANCIAL AB GLOBAL BOND FUND |
| VOYA FINANCIAL AMERICAN FUNDS GROWTH FUND |
| VOYA FINANCIAL AMERICAN FUNDS NEW PERSPECTIVE FUND |
| VOYA FINANCIAL DFA INFLATION-PROTECTED SECURITIES PORTFOLIO |
| VOYA FINANCIAL DFA REAL ESTATE SECURITIES PORTFOLIO |
| VOYA FINANCIAL DFA US TARGETED VI PORTFOLIO |
| VOYA FINANCIAL FIDELITY 500 INDEX FUND |
| VOYA FINANCIAL FIDELITY MID CAP INDEX FUND |
| VOYA FINANCIAL FIDELITY SMALL CAP INDEX FUND |
| VOYA FINANCIAL FIT BALANCED PORTFOLIO |
| VOYA FINANCIAL FIT CONSERVATIVE PORTFOLIO |
| VOYA FINANCIAL FIT GROWTH PORTFOLIO |
| VOYA FINANCIAL FIT MODERATE CONSERVATIVE PORTFOLIO |
| VOYA FINANCIAL JPMORGAN U. S. RESEARCH ENHANCED EQUITY FUND |
| VOYA FINANCIAL MYCOMPASS INDEX AGGRESSIVE 2025 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX AGGRESSIVE 2035 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX AGGRESSIVE 2045 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX AGGRESSIVE 2055 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX AGGRESSIVE 2065 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX AGGRESSIVE RETIREMENT FUND |
| VOYA FINANCIAL MYCOMPASS INDEX CONSERVATIVE 2025 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX CONSERVATIVE 2035 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX CONSERVATIVE 2045 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX CONSERVATIVE 2055 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX CONSERVATIVE 2065 FUND |
| VOYA FINANCIAL MYCOMPASS IND CONSERVATIVE RET FUND |
| VOYA FINANCIAL MYCOMPASS INDEX MODERATE 2025 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX MODERATE 2035 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX MODERATE 2045 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX MODERATE 2055 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX MODERATE 2065 FUND |
| VOYA FINANCIAL MYCOMPASS INDEX MODERATE RETIREMENT FUND |
| VOYA FINANCIAL NEUBERGER BERMAN MID CAP GROWTH FUND |
| VOYA FINANCIAL PGIM HIGH YIELD FUND |
| VOYA FINANCIAL VANGUARD BALANCED INDEX FUND |
| VOYA FINANCIAL VANGUARD EMERGING MARKETS STOCK INDEX FUND |
| VOYA FINANCIAL VANGUARD EQUITY INCOME FUND |
| VOYA FINANCIAL VANGUARD EXPLORER FUND |
| VOYA FINANCIAL VANGUARD INTERNATIONAL GROWTH FUND |
| VOYA FINANCIAL VANGUARD MID- CAP VALUE INDEX FUND |
| VOYA FINANCIAL VOYA INTERMEDIATE BOND FUND |
| VOYA FINANCIAL VOYA GOVERNMENT MONEY MARKET FUND |
| VOYA FINANCIAL VOYA FIXED ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for APACHE INDUSTRIAL SERVICES 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for APACHE INDUSTRIAL SERVICES 401(K) RETIREMENT PLAN