Investment options of ANNUAL REVIEWS 403(B) DC PLAN
Total Available Funds: 73
| Investment Description |
|---|
| Fixed Account |
| TIAA Traditional Benefit Responsive BR1 |
| TIAA Traditional Non Benefit Responsive NBR |
| CREF Bond Market R1 X5 |
| CREF Equity Index R1 X8 |
| CREF Global Equities R1 X6 |
| CREF Growth R1 X7 |
| CREF Inflation-Linked Bond R1 X9 |
| CREF Social Choice R1 X4 |
| CREF Stock R1 X2 |
| Fidelity Asset Manager 70% |
| Fidelity Freedom 2040 |
| Fidelity Growth Company |
| Fidelity VIP Growth Portfolio |
| Managed Volatility Fund |
| TIAA Access Bond Plus T4 8Y |
| TIAA Access Equity Index T4 8K |
| TIAA Access Growth & Income T4 8B |
| TIAA Access International Equity T4 8A |
| TIAA Access Large-Cap GR T4 8W |
| TIAA Access Lifecycle 2030 T4 |
| TIAA Access Lifecycle 2035 T4 |
| TIAA Access Lifecycle 2045 T4 |
| TIAA Access Lifecycle 2050 T4 |
| TIAA Access Mid-Cap VAL T4 8F |
| TIAA Access Small-Cap BL Index T4 8Q |
| TIAA Access Social CH EQ T4 8D |
| TIAA-CREF Access Small-Cap Equity Fund Class T4 8G |
| Vanguard 500 Index Fund Admiral Shares |
| Vanguard Balanced Index Fund Admiral Shares |
| Vanguard Core Bond Fund Admiral Shares |
| Vanguard Developed Markets Index Fund Admiral Shares |
| Vanguard Diversified Equity Fund |
| Vanguard Dividend Appreciation Index Fund Admiral Shares |
| Vanguard Dividend Growth Fund |
| Vanguard Equity Income Fund Admiral Shares |
| Vanguard Explorer Fund Admiral Shares |
| Vanguard FTSE Social Index Admiral Shares |
| Vanguard Global Equity Fund |
| Vanguard Growth |
| Vanguard Health Care Fund Admiral Shares |
| Vanguard High-Yield Corporate Fund Admiral Shares |
| Vanguard Inflation-Protected Securities Fund Admiral Shares |
| Vanguard Intermediate-Term Investment |
| Vanguard International Growth Fund Admiral Shares |
| Vanguard International Value Fund |
| Vanguard Large-Cap Index Fund Admiral Shares |
| Vanguard LifeStrategy Growth Fund |
| Vanguard LifeStrategy Moderate Growth Fund |
| Vanguard Mid-Cap Growth Fund |
| Vanguard Mid-Cap Growth Index Fund Admiral Shares |
| Vanguard Mid-Cap Index Fund Admiral Shares |
| Vanguard Pacific Stock Index Fund Admiral Shares |
| Vanguard Small-Cap Index Fund Admiral Shares |
| Vanguard Small-Cap Value Index Fund Admiral Shares |
| Vanguard STAR Fund Investor Shares |
| Vanguard Strategic Equity Fund |
| Vanguard Target Retirement 2020 Fund |
| Vanguard Target Retirement 2025 Fund |
| Vanguard Target Retirement 2030 Fund |
| Vanguard Target Retirement 2035 Fund |
| Vanguard Target Retirement 2040 Fund |
| Vanguard Target Retirement 2045 Fund |
| Vanguard Target Retirement 2050 Fund |
| Vanguard Target Retirement 2055 Fund |
| Vanguard Target Retirement 2060 Fund |
| Vanguard Target Retirement 2065 Fund |
| Vanguard Target Retirement Income Fund |
| Vanguard U.S. Growth Fund Admiral Shares |
| Vanguard Value Index Fund Admiral Shares |
| Vanguard Wellesley Income Fund Admiral Shares |
| Vanguard Wellington Fund Admiral Shares |
| Vanguard Windsor II Fund Admiral Shares |
Investment model portfolios
We provide two types of investment model portfolios for ANNUAL REVIEWS 403(B) DC PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ANNUAL REVIEWS 403(B) DC PLAN