Investment options of ANGEL OAK COMPANIES 401K PROFIT SHARING PLAN
Total Available Funds: 32
| Investment Description |
|---|
| VOYA AMERICAN FUNDS AMCAP FUND R6 |
| VOYA CARILLON EAGLE SM CAP GRW R6 |
| VOYA DFA INFL‐PROT SEC PORT INS |
| VOYA DFA INTL CORE EQUITY PORT INS |
| VOYA DFA REAL ESTATE SECS PORT INS |
| VOYA DFA US TARGETED VL PORT INS |
| VOYA EATON VANCE ATL CP SMIDCP F R6 |
| VOYA INVESCO DIVRSD DIVIDEND FD R6 |
| VOYA PGIM HIGH YIELD FUND R6 |
| VOYA PIMCO INCOME FUND INS |
| VOYA VANGRD 500 INDEX FUND ADM |
| VOYA VANGRD BALANCED INDEX FND ADM |
| VOYA VANGRD EM MKTS STK IND FD ADM |
| VOYA VANGRD LIFESTRAT CNS GR FD INV |
| VOYA VANGRD LIFESTRAT GRW FD INV |
| VOYA VANGRD LIFESTRAT INC FD INV |
| VOYA VANGRD LIFESTRAT MD GRW FD INV |
| VOYA VANGRD MID‐CAP INDEX FUND ADM |
| VOYA VANGRD SMALL‐CAP INDEX FND ADM |
| VOYA VANGRD TOT BD MKT IND FD ADM |
| VOYA VANGRD TOT INT STK IN F ADM |
| VOYA VICTORY SYCMR EST VL FD R6 |
| VOYA VOYA GV MNY MKT F A (HLD ACCT) |
| VOYA VOYA INDEX SOLUTION 2025 P Z |
| VOYA VOYA INDEX SOLUTION 2030 P Z |
| VOYA VOYA INDEX SOLUTION 2035 P Z |
| VOYA VOYA INDEX SOLUTION 2040 P Z |
| VOYA VOYA INDEX SOLUTION 2045 P Z |
| VOYA VOYA INDEX SOLUTION 2050 P Z |
| VOYA VOYA INDEX SOLUTION 2055 P Z |
| VOYA VOYA INDEX SOLUTION 2060 P Z |
| VOYA VOYA INDEX SOLUTION 2065 P Z |
Investment model portfolios
We provide two types of investment model portfolios for ANGEL OAK COMPANIES 401K PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ANGEL OAK COMPANIES 401K PROFIT SHARING PLAN