Amway Retirement Savings Plan is a defined contribution plan with a profit-sharing component and 401k feature.
Investment options of AMWAY RETIREMENT SAVINGS PLAN
Total Available Funds: 31
| Investment Option List |
|---|
| BAMCO, Inc. Baron Growth Fund Institutional (IBGIX) |
| Neuberger Berman Management Inc. Genesis Fund R6 (NBGEX) |
| High Income Bond Fund Investor Class R6 (FJSYX) |
| Dodge & Cox Dodge & Cox Stock Fund (DODFX) |
| The Vanguard Group Inc. Inflation Protected Securities Fund Institutional Shares (VIPSX) |
| Health Care Fund Admiral Shares (VGHCX) |
| Mid-Cap Index Fund Signal Shares (VMISX) |
| Small Cap Growth Index Fund Investor Shares (SGRIX) |
| Fidelity Investments Investment Grade Bond Fund (FBNDX) |
| Blend Target Date Income R Fund (DRIGX) |
| Blend Target Date 2010 R Fund (REATX) |
| Blend Target Date 2015 R Fund (REJTX) |
| Fidelity Investments Blend Target Date 2020 R Fund (FSWDX) |
| Blend Target Date 2025 R Fund (REDTX) |
| Blend Target Date 2030 R Fund (REETX) |
| Blend Target Date 2035 R Fund (REFTX) |
| Blend Target Date 2040 R Fund (REGTX) |
| Blend Target Date 2045 R Fund (REHTX) |
| Blend Target Date 2050 R Fund (REITX) |
| Blend Target Date 2055 R Fund |
| Blend Target Date 2060 R Fund (CCKTX) |
| Blend Target Date 2065 R Fund |
| Spartan International |
| Fidelity Investments U.S. Bond |
| MIP II CL |
| Hotchkis & Wiley Funds Mid Cap Value Fund Class I (HWMIX) |
| Janus Henderson Developed World Bond Fund I |
| T. Rowe Price New Era Class I (PRNEX) |
| Blue Chip Growth Fund Class I (TRBCX) |
| American Funds EuroPacific Growth Fund Class R6 (FEPUX) |
| JPMorgan Emerging Markets Equity Fund R6 (IJEMX) |
Investment model portfolios
We provide two types of investment model portfolios for AMWAY RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AMWAY RETIREMENT SAVINGS PLAN