Investment options of AMPTECH, INC. 401(K) PLAN
Total Available Funds: 33
| Investment Description |
|---|
| S0/LARGE CAP INDEX ACCOUNT |
| YH/2030 TARGET RETIREMENT ACCT III |
| H0/AGGRESSIVE GROWTH ACCOUNT |
| O0/EQUITY GROWTH & INCOME ACCOUNT |
| YI/2040 TARGET RETIREMENT ACCT III |
| YE/2045 TARGET RETIREMENT ACCT III |
| L0/CONCENTRATED GROWTH ACCOUNT |
| YD/2035 TARGET RETIREMENT ACCT III |
| K0/GLOBAL LARGE CAP ACCOUNT |
| Q0/SMALL-MID CAP INDEX ACCOUNT |
| P0/SMALL CAP INDEX ACCOUNT |
| I0/INTERNATIONAL GROWTH ACCOUNT |
| YF/2055 TARGET RETIREMENT ACCT III |
| AL/SMALL CAP VALUE INDEX ACCOUNT |
| YG/2020 TARGET RETIREMENT ACCT III |
| YJ/2050 TARGET RETIREMENT ACCT III |
| YK/2060 TARGET RETIREMENT ACCT III |
| YC/2025 TARGET RETIREMENT ACCT III |
| SA/BALANCED GROWTH ACCOUNT II |
| NC/INTERMEDIATE-TERM BOND INDEX ACCOUNT |
| QA/TIPS INDEX ACCOUNT |
| G0/BALANCED INCOME ACCOUNT |
| YA/TARGET RETIREMENT INCOME ACCT III |
| AJ/MID-CAP VALUE INDEX ACCOUNT |
| D0/DIVERSIFIED INCOME ACCOUNT |
| NG/INTERNATIONAL LARGE GROWTH ACCOUNT |
| YL/2065 TARGET RETIREMENT ACCT III |
| AI/MID-CAP INDEX ACCOUNT II |
| YN/2070 TARGET RETIREMENT ACCT III |
| GUARANTEED FUND |
| Notes receivable from participants (4.25%-9.50%) |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
Investment model portfolios
We provide two types of investment model portfolios for AMPTECH, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AMPTECH, INC. 401(K) PLAN