Investment options of AMP 401(K) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| CHARLES SCHWAB SCHWAB BANK MONEY MARKET ACCOUNT |
| CHARLES SCHWAB U. S. AGGREGATE BOND ETF |
| CHARLES SCHWAB INTERNATIONAL EQUITY ETF |
| CHARLES SCHWAB U. S. TREASURY INFLATION-PROTECTED SECURITY ETF |
| CHARLES SCHWAB U. S. LARGE CAP GROWTH ETF |
| CHARLES SCHWAB U. S. LARGE CAP VALUE ETF |
| CHARLES SCHWAB U. S. BROAD MARKET ETF |
| CHARLES SCHWAB U. S. DIVIDEND EQUITY ETF |
| VANGUARD INTERM – TERM BOND ETF |
| SPDR S& P 600 SMALL CAP GROWTH ETF |
| VANGUARD MID CAP VALUE ETF |
| INVESCO DB COMMODITY TRADING |
| CHARLES SCHWAB EMERGING MARKETS EQUITY ETF |
| ISHARES COHEN & STEERS REIT ETF |
| VANGUARD MID CAP GROWTH ETF |
| CHARLES SCHWAB INTERMEDIATE-TERM U. S. TREASURIES ETF |
| VANGUARD SMALL CAP VALUE ETF |
| VANGUARD SMALL CAP GROWTH ETF |
| CHARLES SCHWAB U. S. MID CAP ETF |
| VANGUARD S& P 500 ETF |
| VANGUARD REAL ESTATE INVESTMENT TRUST ETF |
| CHARLES SCHWAB INTERNATIONAL SMALL CAP ETF |
| CHARLES SCHWAB U. S. SMALL CAP ETF |
| ISHARES RUSSELL MID CAP GROWTH ETF |
| VANGUARD SHORT-TERM CORPORATE BOND ETF |
| ABERDEEN STANDARD GOLD ETF |
| INVESCO EMERGING MARKETS EQUITY ETF |
| ABERDEEN STANDARD PHYS SILVER |
Investment model portfolios
We provide two types of investment model portfolios for AMP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AMP 401(K) PLAN