Investment options of AMMEGA 401(K) PLAN
Total Available Funds: 52
| Investment Description |
|---|
| 1919 Socially Responsive Balanced I |
| American Century Mid Cap Value R6 |
| American Funds 2010 Trgt Date Retire R6 |
| American Funds 2015 Trgt Date Retire R6 |
| American Funds 2020 Trgt Date Retire R6 |
| American Funds 2025 Trgt Date Retire R6 |
| American Funds 2030 Trgt Date Retire R6 |
| American Funds 2035 Trgt Date Retire R6 |
| American Funds 2040 Trgt Date Retire R6 |
| American Funds 2045 Trgt Date Retire R6 |
| American Funds 2050 Trgt Date Retire R6 |
| American Funds 2055 Trgt Date Retire R6 |
| American Funds 2060 Trgt Date Retire R6 |
| American Funds 2065 Trgt Date Retire R6 |
| American Funds Europacific Gr R6 |
| Dfa Us Targeted Value I |
| Fidelity Small Cap Growth K6 |
| Janus Henderson Balanced N |
| Janus Henderson Enterprise N |
| Jpmorgan Equity Income R6 |
| AB Large Cap Growth Z |
| Vanguard 500 Index Admiral |
| Empower SDB |
| 1LMRNX 123,314.07 |
| 1RFTTX 2,337,042.01 |
| 1RFJTX 472,937.33 |
| 1RRCTX 1,876,004.71 |
| 1RFDTX 1,764,101.51 |
| 1RFETX 6,812,890.69 |
| 1RFFTX 3,276,656.22 |
| 1RFGTX 6,448,297.98 |
| 1RFHTX 3,613,774.72 |
| 1RFITX 4,590,427.14 |
| 1RFKTX 2,548,436.72 |
| 1RFUTX 1,222,054.28 |
| 1RFVTX 394,082.42 |
| 1RERGX 1,993,014.93 |
| 1VTIAX 2,218,287.31 |
| 1DFFVX 1,325,782.20 |
| 1FOCSX 910,091.07 |
| 1AMDVX 1,810,325.92 |
| 1JDMNX 1,213,654.62 |
| 1APGZX 4,689,056.38 |
| 1OIEJX 1,394,700.24 |
| 1VFIAX 7,505,245.60 |
| 1VTSAX 2,677,484.80 |
| 1JABNX 5,409,458.97 |
| 1MPHQX 1,734,565.70 |
| 1VBTLX 2,462,840.37 |
| 1PCSV25 7,170,904.23 |
| 1SDBEMP 868,769.36 |
| FORFEITURES 149,225.58 |
Investment model portfolios
We provide two types of investment model portfolios for AMMEGA 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AMMEGA 401(K) PLAN