Investment options of AMERICAN RADIOLOGY ASSOCIATES, P.A. RETIREMENT PLAN
Total Available Funds: 36
| Investment Description |
|---|
| *SCHWAB SCHWAB BANK SAVINGS |
| ISHARES ISHARES MSCI EAFE GROWTH |
| ISHARES ISHARES MSCI EAFE VAL |
| ISHARES ISHARES SP GSCI CI TRUST |
| ISHARES ISHARES GOLD TRUST |
| ISHARES ISHARES COHEN&STEER REIT |
| ISHARES ISHARES 3-7 YR TREAS BD |
| ISHARES ISHARES CORE MSCI EMMKT |
| ISHARES ISHARES INTL TREAS BD |
| STATE STREET SPDR BARCLAY HIYLDBD |
| INVESCO INVESCO EMERMKTSOVDB |
| INVESCO INVESCO FUND HIYLD |
| INVESCO INVESCO SP MDCP 400 |
| STATE STREET SPDR DJ INTL REALEST |
| INVESCO INVESCO S&P SMCP 600 |
| *SCHWAB SCHWAB U. S. SMALL CAP |
| *SCHWAB SCHWAB INTL SM CAP |
| *SCHWAB SCHWAB U. S. DIV EQUITY |
| *SCHWAB SCHWAB INTL EQ |
| *SCHWAB SCHWAB U. S. LG CAP GRTH |
| *SCHWAB SCHWAB U. S. TIPS |
| *SCHWAB SCHWAB U. S. LG CAP VAL |
| *SCHWAB SCHWAB U. S. LARGE CAP |
| *Aberdeen Aberdeen Standard Silver Shrs |
| VANGUARD VANGUARD SMALL CAP GRTH |
| VANGUARD VANGUARD SMALL CAP VAL |
| VANGUARD VANGUARD S-AMP;T CORP BD IDX |
| VANGUARD VANGUARD ST TERM GOVT BD |
| VANGUARD VANGUARD REIT INDEX |
| VANGUARD VANGUARD MID CAP |
| VANGUARD VANGUARD MID CAP VALUE |
| VANGUARD VANGUARD MID CAP GROWTH |
| VANGUARD VANGUARD SHTM INF PROSEC |
| VANGUARD VANGUARD EM MKTS STK IDX |
| VANGUARD VANGUARD TOTAL STOCK MARKET ETF |
| ISHARES ISHARES CORE MSCI TOTAL INTL STK |
Investment model portfolios
We provide two types of investment model portfolios for AMERICAN RADIOLOGY ASSOCIATES, P.A. RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AMERICAN RADIOLOGY ASSOCIATES, P.A. RETIREMENT PLAN