AMALGAMATED TRANSIT UNION NATIONAL 401K PENSION PLAN Investment Model Portfolios

Investment options of AMALGAMATED TRANSIT UNION NATIONAL 401K PENSION PLAN

Total Available Funds: 10

Asset Class

Ticker

Description

INTERNATIONAL EQUITY
Foreign Small/Mid Blend	SGOVX	First Eagle Funds: First Eagle Overseas Fund; Class A Shares

Others
Target Date 2016-2020	FFFDX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2020 Fund
Target Date 2026-2030	FFFEX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2030 Fund
Target Date 2036-2040	FFFFX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2040 Fund
Target Date 2000-2010	FFFCX	Fidelity Aberdeen Street Trust: Fidelity Freedom 2010 Fund

US EQUITY
LARGE BLEND	NYVTX	Davis New York Venture Fund
SMALL VALUE	CSCZX	Columbia Funds Series Trust I: Columbia Small Cap Value Fund I; Class Z Shares
Mid-Cap Growth	ACRNX	Columbia Acorn Trust: Columbia Acorn Fund; Class Z Shares
MID-CAP BLEND	GTAGX	AIM Growth Series (Invesco Growth Series): Invesco Mid Cap Core Equity Fund; Class A Shares
LARGE GROWTH	AGTHX	Growth Fund of America

Investment model portfolios

We provide two types of investment model portfolios for AMALGAMATED TRANSIT UNION NATIONAL 401K PENSION PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for AMALGAMATED TRANSIT UNION NATIONAL 401K PENSION PLAN

AMALGAMATED TRANSIT UNION NATIONAL 401(K) PENSION PLAN

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