Investment options of ALPHA NET CONSULTING, LLC 401(K) PLAN
Total Available Funds: 20
| Investment Option List |
|---|
| AMERICAN FUNDS CAPITAL WORLD GROWTH MUTUAL FUND (CDWAX) |
| PARNASSUS CORE EQUITY FUND – INVESTOR SHA MUTUAL FUND (PRBLX) |
| T. ROWE PRICE NEW HORIZONS FUND MUTUAL FUND (PRNHX) |
| SEGALL BRYANT & HAMILL SMALL CAP GROWTH MUTUAL FUND (SBHSX) |
| VANGUARD REAL ESTATE INDEX FUND MUTUAL FUND (VGXRX) |
| VANGUARD SMALL CAP VALUE INDEX FUND MUTUAL FUND (VISVX) |
| VANGUARD MID-CAP VALUE INDEX FUND MUTUAL FUND (VMVIX) |
| VANGUARD SMALL-CAP GROWTH INDEX FUND MUTUAL FUND (VISGX) |
| VANGUARD MID-CAP GROWTH INDEX FUND MUTUAL FUND (VMGIX) |
| VANGUARD MID-CAP INDEX FUND MUTUAL FUND (VIMSX) |
| VANGUARD GROWTH INDEX FUND MUTUAL FUND (VQNPX) |
| VANGUARD VALUE INDEX FUND MUTUAL FUND (VTRIX) |
| VANGUARD SMALL-CAP INDEX FUND MUTUAL FUND (VISVX) |
| VANGUARD 500 INDEX FUND MUTUAL FUND (VFINX) |
| BLACKROCK HIGH YIELD BOND PORTFOLIO I MUTUAL FUND (BHYIX) |
| PIMCO TOTAL RETURN FUND CLASS A MUTUAL FUND (IPCSX) |
| MORLEY STABLE VALUE FUND CLASS 25 MUTUAL FUND |
| TEMPLET GLOBAL BOND FUND CLASS A MUTUAL FUND |
| VANGUARD TOTAL BOND MARKET INDEX FUND MUTUAL FUND (VBMFX) |
| VANGUARD SHORT-TERM BOND INDEX FUND MUTUAL FUND (VBISX) |
Investment model portfolios
We provide two types of investment model portfolios for ALPHA NET CONSULTING, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ALPHA NET CONSULTING, LLC 401(K) PLAN