Investment options of ALLSCRIPTS RETIREMENT SAVINGS PLAN
Total Available Funds: 32
| Investment Description |
|---|
| CHARLES SCHWAB TRUST BANK – MUTUAL FUNDS: |
| AB GLOBAL BOND FUND CLASS Z |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R6 |
| JOHN HANCOCK FUNDS DISCIPLINED VALUE MID CAP FUND CLASS R6 |
| MAINSTAY MACKAY HIGH YIELD CORPORATE BOND FUND CLASS R6 |
| MAINSTAY WINSLOW LARGE CAP GROWTH FUND CLASS R6 |
| METROPOLITAN WEST TOTAL RETURN BOND FUND P |
| T. ROWE PRICE INTERNATIONAL DISCOVERY FUND CLASS I |
| VANGUARD EXTENDED MARKET INDEX FUND INSTITUTIONAL SHARES |
| VANGUARD INSTITUTIONAL INDEX FUND INSTITUTIONAL PLUS SHARES |
| VANGUARD INTERMEDIATE-TERM BOND INDEX FUND INSTITUTIONAL SHARES |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND INSTITUTIONAL SHARES |
| AMERICAN CENTURY SMALL CAP VALUE FUND CLASS R6 |
| BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO CLASS K |
| BLACKROCK TECHNOLOGY OPPORTUNITIES FUND CLASS K |
| COHEN & STEERS INSTITUTIONAL REALTY SHARES |
| FIDELITY SMALL CAP GROWTH K6 FUND |
| THE HARTFORD INTERNATIONAL OPPORTUNITIES FUND CLASS R6 |
| T. ROWE PRICE – COLLECTIVE TRUST FUNDS: |
| T. ROWE PRICE RETIREMENT HYBRID 2020 TRUST CLASS T11 |
| T. ROWE PRICE RETIREMENT HYBRID 2025 TRUST CLASS T11 |
| T. ROWE PRICE RETIREMENT HYBRID 2030 TRUST CLASS T11 |
| T. ROWE PRICE RETIREMENT HYBRID 2035 TRUST CLASS T11 |
| T. ROWE PRICE RETIREMENT HYBRID 2040 TRUST CLASS T11 |
| T. ROWE PRICE RETIREMENT HYBRID 2045 TRUST CLASS T11 |
| T. ROWE PRICE RETIREMENT HYBRID 2050 TRUST CLASS T11 |
| T. ROWE PRICE RETIREMENT HYBRID 2055 TRUST CLASS T11 |
| T. ROWE PRICE RETIREMENT HYBRID 2060 TRUST CLASS T11 |
| T. ROWE PRICE RETIREMENT HYBRID 2065 TRUST CLASS T11 |
| METWEST TOTAL RETURN BOND FUND D |
| MFS LARGE CAP VALUE FUND CLASS 3 |
| NEW YORK LIFE ANCHOR ACCOUNT IV FUND, AT CONTRACT VALUE |
Investment model portfolios
We provide two types of investment model portfolios for ALLSCRIPTS RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ALLSCRIPTS RETIREMENT SAVINGS PLAN