Investment options of ALLIED TELESIS 401(K) PLAN
Total Available Funds: 23
| Investment Option List |
|---|
| Great Gray Trust Franklin Growth Collective Trust Fund |
| Putnam Large Cap Value Collective Trust Fund (PMVYX) |
| American Funds Global Bal R4 Registered Investment Company (CBFBX) |
| CARILLON EAGLE MIDCAP GROWTH I Registered Investment Company (HIGYX) |
| DODGE & COX INCOME FUND Registered Investment Company (DODIX) |
| EUROPACIFIC GROWTH R4 Registered Investment Company |
| FIDELITY 500 INDEX Registered Investment Company (FRESX) |
| FIDELITY PURITAN Registered Investment Company (FPURX) |
| FIDELITY SMALL CAP INDEX Registered Investment Company (FSSJX) |
| FIDELITY US BOND INDEX Registered Investment Company (FBNDX) |
| MFS NEW DISCOVERY VALUE R4 Registered Investment Company (NDVBX) |
| T ROWE PRICE RETIREMENT 2015 Registered Investment Company (TRRGX) |
| T ROWE PRICE RETIREMENT 2020 Registered Investment Company (TRRBX) |
| T ROWE PRICE RETIREMENT 2025 Registered Investment Company (TRRHX) |
| T ROWE PRICE RETIREMENT 2030 Registered Investment Company (TRRCX) |
| T ROWE PRICE RETIREMENT 2035 Registered Investment Company (TRRJX) |
| T ROWE PRICE RETIREMENT 2040 Registered Investment Company (TRRDX) |
| T ROWE PRICE RETIREMENT 2045 Registered Investment Company (TRRKX) |
| T ROWE PRICE RETIREMENT 2050 Registered Investment Company (TRRMX) |
| T ROWE PRICE RETIREMENT 2055 Registered Investment Company (TRRNX) |
| T ROWE PRICE RETIREMENT 2060 Registered Investment Company (TRPLX) |
| VANGUARD EXPLORER ADMIRAL SHRS Registered Investment Company (VINEX) |
| VICTORY SYC EST VALUE R6 Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for ALLIED TELESIS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ALLIED TELESIS 401(K) PLAN