Investment options of AKIMA, LLC 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| AMERICAN FUNDS – FUNDAMENTAL MUTUAL FUND |
| AMERICAN FUNDS – 2010 TARGET MUTUAL FUND |
| AMERICAN FUNDS – 2015 TARGET MUTUAL FUND |
| AMERICAN FUNDS – 2020 TARGET MUTUAL FUND |
| AMERICAN FUNDS – 2025 TARGET MUTUAL FUND |
| AMERICAN FUNDS – 2030 TARGET MUTUAL FUND |
| AMERICAN FUNDS – 2035 TARGET MUTUAL FUND |
| AMERICAN FUNDS – 2040 TARGET MUTUAL FUND |
| AMERICAN FUNDS – 2045 TARGET MUTUAL FUND |
| AMERICAN FUNDS – 2050 TARGET MUTUAL FUND |
| AMERICAN FUNDS – 2055 TARGET MUTUAL FUND |
| AMERICAN FUNDS – 2060 TARGET MUTUAL FUND |
| AMERICAN FUNDS – 2065 TARGET MUTUAL FUND |
| BLACKROCK – GLOBAL ALLOCATION MUTUAL FUND |
| INVESCO – OPPENHEIMER MUTUAL FUND |
| PGIM – HIGH YIELD MUTUAL FUND |
| AMERICAN FUNDS – EUROPACFIC MUTUAL FUND |
| FIDELITY – U.S. BOND INDEX MUTUAL FUND |
| JANUS HENDERSON – ENTERPRISE MUTUAL FUND |
| FIDELITY – INTERNATIONAL INDEX MUTUAL FUND |
| JPMORGAN – SMALL CAP VALUE MUTUAL FUND |
| INVESCO OPPENHEIMER – MUTUAL FUND |
| VICTORY SYCAMORE – ESTABLISHED MUTUAL FUND |
| PRUDENTIAL – (T. ROWE PRICE) POOLED SEPARATE ACCOUNT |
| PRUDENTIAL – TOTAL RETURN BONDS POOLED SEPARATE ACCOUNT |
| PRUDENTIAL – GUARANTEED INCOME GUARANTEED INVESTMENT CONTRACT |
| FIDELITY – 500 INDEX FUND MUTUAL FUND |
| FIDELITY – MID CAP INDEX MUTUAL FUND |
| FIDELITY – SMALL CAP INDEX MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for AKIMA, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AKIMA, LLC 401(K) PLAN