Investment options of AJS SHARED SERVICES, LLC 401(K) PLAN
Total Available Funds: 19
| Investment Description |
|---|
| American Century Government Bond $ – |
| Inflation Adjusted Bond – 245337 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Small Cap Growth – |
| Blackrock Global Allocation – |
| Calvert Equity – |
| Columbia Select Mid Cap Value – |
| Seligman Technology & Information – 1917068 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Delaware Ivy Mid Cap Growth – 530016 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Dodge & Cox International Stock – 145430 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Eaton Vance Large Cap Value – 280963 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Yes Fidelity 500 Index – 6275675 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Yes Capital and Income – |
| Freedom 2010 – 377407 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Yes Freedom 2015 – |
| Freedom 2020 – 2199772 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Yes Freedom 2025 – |
| Freedom 2030 – 2996770 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Yes Freedom 2035 – |
| Freedom 2040 – 1968756 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Yes Freedom 2045 – |
| Freedom 2050 – 1320921 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Yes Freedom 2055 – |
| Freedom 2060 – 1181641 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Yes Freedom 2065 – |
| International Index – 344256 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Yes Mid Cap Index – |
| Small Cap Index – 649078 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Yes Strategic Income – |
| U.S. Bond Index – 293522 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Invesco Gold & Special Minerals – 507234 20251002123125NAL0000334387001.pdf 46-3730756 002 2024 Oppenheimer International Growth – |
| J P Morgan Emerging Markets Equity $ – |
| Janus Henderson Forty – |
| Putnam Large Cap Value – |
| Undiscovered Managers Behavioral Value – |
Investment model portfolios
We provide two types of investment model portfolios for AJS SHARED SERVICES, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AJS SHARED SERVICES, LLC 401(K) PLAN