Investment options of AIR 401(K) RETIREMENT PLAN
Total Available Funds: 25
| Investment Description |
|---|
| Fidelity 500 Index Fund 95,544 shares |
| Fidelity Extended Market Index Fund 7,052 shares |
| Fidelity Freedom 2010 Fund 44,938 shares |
| Fidelity Freedom 2015 Fund 5,088 shares |
| Fidelity Freedom 2020 Fund 142,406 shares |
| Fidelity Freedom 2025 Fund 46,444 shares |
| Fidelity Freedom 2030 Fund 513,052 shares |
| Fidelity Freedom 2035 Fund 83,374 shares |
| Fidelity Freedom 2040 Fund 747,904 shares |
| Fidelity Freedom 2045 Fund 126,624 shares |
| Fidelity Freedom 2050 Fund 613,893 shares |
| Fidelity Freedom 2055 Fund 48,312 shares |
| Fidelity Freedom 2060 Fund 163,004 shares |
| Fidelity Freedom 2065 Fund 25,651 shares |
| Fidelity Freedom Income Fund 24,143 shares |
| Fidelity Growth Company Fund 830,956 shares |
| Fidelity Low-Priced Stock Fund 191,451 shares |
| Fidelity U.S. Bond Index Fund 96,751 shares |
| Vanguard Explorer Fund 47,612 shares |
| American Beacon Small Cap Value Fund 56,115 shares |
| American Funds EuroPacific Growth Fund 47,563 shares |
| Dodge and Cox Fund 21,358 shares |
| H&W High Yield Fund 45,189 shares |
| Pacific Investment Management Company Real Return Fund 93,339 shares |
| Fidelity Managed Income Portfolio Fund 2,584,487 shares |
Investment model portfolios
We provide two types of investment model portfolios for AIR 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AIR 401(K) RETIREMENT PLAN