Investment options of AHTNA 401(K) PLAN
Total Available Funds: 23
| Investment Option List |
|---|
| BlackRock, Inc. BlackRock LifePath Index Retirement K – (STLAX) |
| BlackRock, Inc. BlackRock LifePath Index 2035 K – (LPJCX) |
| BlackRock, Inc. BlackRock LifePath Index 2045 K – (LPHRX) |
| BlackRock, Inc. iShares S&P 500 Index K – (BSPPX) |
| BlackRock, Inc. BlackRock LifePath Index 2030 K – (STLDX) |
| BlackRock, Inc. BlackRock LifePath Index 2040 K – (STLEX) |
| BlackRock, Inc. BlackRock LifePath Index 2050 K – (LPRFX) |
| J.P. Morgan JPMorgan Large Cap Growth R6 – (SEEGX) |
| BlackRock, Inc. iShares U.S. Aggregate Bond Index K – (BMOPX) |
| BlackRock, Inc. BlackRock LifePath Index 2055 K – (LEVAX) |
| BlackRock, Inc. iShares MSCI EAFE International Index K – (BTMPX) |
| Vanguard Group, Inc Vanguard Small-Cap Index – Admiral Shares – (VISVX) |
| BlackRock, Inc. BlackRock LifePath Index 2060 K – (BAPAX) |
| Capital Group American Funds Washington Mutual R6 – (FWMMX) |
| Vanguard Group, Inc Vanguard Mid-Cap Index Fund – Admiral Shares – (VIMAX) |
| Dimensional Fund Advisors DFA Emerging Markets Core Equity I – (DAADX) |
| MFS Investment Management MFS Mid Cap Growth Fund Class R6 – (OTCIX) |
| Franklin Templeton ClearBridge International Growth IS – (LMGTX) |
| Invesco Capital Management Invesco Value Opportunities Fund Class R6 – (VVOIX) |
| James Henderson Investors James Henderson Venture N. – |
| J.P. Morgan Undiscovered Managers Behavioral Value R6 – (UBVLX) |
| Cohen & Steers Cohen & Steers Institutional Realty Shares – (CSRIX) |
| BlackRock, Inc. BlackRock LifePath Index 2025 K – (LPBIX) |
Investment model portfolios
We provide two types of investment model portfolios for AHTNA 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AHTNA 401(K) PLAN