Investment options of AFFINITY 401(K) PLAN
Total Available Funds: 52
| Investment Description |
|---|
| EI Fixed Account – Series Class I Fully Benefit-Responsive Investment Contract |
| Large Cap Growth/JP Morgan Investment Management Pooled Separate Account |
| AM1 Core Fixed Income Class |
| AM1 Domestic Equity Class |
| AM1 Income Class |
| AM1 International Equity Class |
| AM1 Portfolio Diversifiers Class |
| American Century Ret Hybrid 2030 Trst I |
| American Century Ret Hybrid 2035 Trst I |
| American Century Ret Hybrid 2040 Trst I |
| American Century Ret Hybrid 2045 Trst I |
| American Century Ret Hybrid 2050 Trst I |
| American Century Ret Hybrid 2055 Trst I |
| American Century Ret Hybrid 2060 Trst I |
| American Century Ret Hybrid 2065 Trst I |
| Blackrock EAFE Equity Index Fee Cl R |
| Blackrock Equity Index Fund R |
| Blackrock Mid Cap Equity Index Fund R |
| Blackrock Russell 2000 Index Fund R |
| Blackrock Russell U.S. Debt Index Fund R |
| Large Cap Value Fund Class R1 |
| interest from 4.25% to 9.50% |
| 1AMPDC1 96,433.26 |
| 1ACH30I 37,607.40 |
| 1ACH35I 91,479.08 |
| 1ACH40I 270,237.90 |
| 1ACH45I 519,490.93 |
| 1ACH50I 828,867.38 |
| 1ACH55I 2,160,346.67 |
| 1ACH60I 1,511,901.41 |
| 1ACH65I 205,497.76 |
| 1RERGX 16,015.04 |
| 1AMIEC1 319,604.40 |
| 1DFCEX 33,513.85 |
| 1WTINER 64,417.12 |
| 1MXSFX 3,391.93 |
| 1QUAZX 28,781.39 |
| 1WTSCER 110,918.54 |
| 1UBVFX 38,108.16 |
| 1WTMCER 266,013.59 |
| 1MVCKX 33,931.87 |
| 1OEGIX 40,705.65 |
| 1AMDEC1 1,073,796.55 |
| 1WTEQR 1,128,694.00 |
| 1ASTLV1 73,445.04 |
| 1H0106A 142,379.64 |
| 1ALRDFI 177,237.53 |
| 1AMICC1 45,193.93 |
| 1WTIGBR 7,822.12 |
| 1PIMIX 19,264.34 |
| 1PTRQX 11,992.68 |
| 1GWAQ35 1.450 22,525.09 |
Investment model portfolios
We provide two types of investment model portfolios for AFFINITY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AFFINITY 401(K) PLAN