Investment options of AES DRILLING FLUIDS 401(K) PLAN
Total Available Funds: 32
| Investment Description |
|---|
| Invesco Stable Asset Fund Collective trust fund |
| JPM US SMALL COMPANY FD R3 |
| T.ROWE PRICE RETIREMENT 2030-R |
| INVESCO CORE BND A |
| T.ROWE PRICE RETIREMENT 2050-R |
| JANUS HENDERSONTRITON FUND – S |
| T.ROWE PRICE RETIREMENT 2040-R |
| T.ROWE PRICE RETIREMENT 2035-R |
| T.ROWE PRICE RETIREMENT 2020-R |
| JPM MID CAP VALUE R3 |
| GOLDMAN SACHS INFL PROT SEC A |
| PGIM HIGH YIELD FUND – R2 |
| GOLDMAN EMERG MKT EQUITY A |
| T.ROWE PRICE RETIREMENT 2015-R |
| T. ROWE PRICE RETIREMENT 2065 |
| T.ROWE PRICE RETIREMENT 2060-R |
| JPM US EQUITY FD R3 |
| JPM EQ INCOME FD R3 |
| TROWE PRICE RET 2005 – R |
| T.ROWE PRICE RETIREMENT 2045-R |
| NATIONWIDE BOND INDEX – A |
| NATIONWIDE SMALL CAP INDEX A |
| INVESCO S&P 500 INDEX A |
| AMERICAN FUNDS INTL GR AND INC |
| ALLSPRING SPECIAL SC VAL A |
| AM FNDS WASH MUTUAL INV – R3 |
| T.ROWE PRICE RETIREMENT 2055-R |
| T.ROWE PRICE RETIREMENT 2025-R |
| NATIONWIDE INTL INDEX – A |
| AMERICAN FUNDS AMER BAL FD- R3 |
| PIONEER FUND GRWTH FUND – A |
| INVESCO STABLE ASSET – ADP59 |
Investment model portfolios
We provide two types of investment model portfolios for AES DRILLING FLUIDS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AES DRILLING FLUIDS 401(K) PLAN