Investment options of AEG VISION 401(K) PLAN
Total Available Funds: 25
| Investment Description |
|---|
| Great Gray Trust Company, LLC BlackRock Equity Index Fund N/R |
| Great Gray Trust Company, LLC BlackRock Mid-Cap Growth Equity N/R |
| Great Gray Trust Company, LLC BlackRock Russell 2000 Index R N/R |
| Great Gray Trust Company, LLC Blackrock EAFE Equity Index Fund N/R |
| Great Gray Trust Company, LLC BlackRock US Debt Index Fund Class R N/R |
| American Funds Target Date 2040 R6 N/R |
| American Funds Target Date 2035 R6 N/R |
| American Funds Target Date 2045 R6 N/R |
| American Funds Target Date 2030 R6 N/R |
| American Funds Target Date 2055 R6 N/R |
| American Funds Target Date 2050 R6 N/R |
| American Funds Target Date 2060 R6 N/R |
| American Funds Target Date 2025 R6 N/R |
| MFS Investment Management MFS Growth Fund Class R6 N/R |
| American Funds Target Date 2020 R6 N/R |
| PIMCO Investments PIMCO Income Fund Institutional Class N/R |
| JPMorgan Asset Management JPMorgan Equity Income Fund Class N/R |
| American Funds Target Date 2015 R6 N/R |
| BlackRock Advisors, LLC BlackRock Mid-Cap Equity Index R N/R |
| Virtus Investment Partners Inc. Virtus Kayne Anderson Rudnick Small N/R |
| American Funds EuroPacific Growth N/R |
| Undiscovered Managers Behavioral Value R6 N/R |
| American Funds American Century Mid Cap Value Fund N/R |
| American Funds Target Date 2010 R6 N/R |
| John Hancock Investments John Hancock Global Equity Fund N/R |
Investment model portfolios
We provide two types of investment model portfolios for AEG VISION 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AEG VISION 401(K) PLAN