Investment options of ADVISOR360 401(K) P/S PLAN
Total Available Funds: 28
| Investment Description |
|---|
| FIDELITY 500 INDEX FUND MUTUAL FUND |
| FIDELITY FREEDOM 2040 FUND- CLASS K6 MUTUAL FUND |
| FIDELITY NASDAQ COMPOSITE INDEX FUND MUTUAL FUND |
| FIDELITY FREEDOM 2050 FUND- CLASS K6 MUTUAL FUND |
| FIDELITY FREEDOM 2045 FUND- CLASS K6 MUTUAL FUND |
| VANGUARD FEDERAL MONEY MARKET FUND MONEY MARKET |
| MAINSTAY WINSLOW LARGE CAP GROWTH FUND CLASS R6 MUTUAL FUND |
| FIDELITY FREEDOM 2030 FUND- CLASS K6 MUTUAL FUND |
| AMERICAN BEACON LARGE CAP VALUE FUND CLASS R6 MUTUAL FUND |
| FIDELITY FREEDOM 2035 FUND- CLASS K6 MUTUAL FUND |
| FIDELITY TOTAL MARKET INDEX FUND MUTUAL FUND |
| FIDELITY FREEDOM 2025 FUND- CLASS K6 MUTUAL FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH FUND CLASS R6 MUTUAL FUND |
| FIDELITY EXTENDED MARKET INDEX FUND MUTUAL FUND |
| VICTORY INTEGRITY SMALL-CAP VALUE FUND CLASS R6 MUTUAL FUND |
| FIDELITY SMALL CAP STOCK FUND CLASS K6 MUTUAL FUND |
| MFS MID CAP VALUE FUND CLASS R6 MUTUAL FUND |
| WASATCH SMALL CAP GROWTH FUND INSTITUTIONAL CLASS MUTUAL FUND |
| MORLEY STABLE VALUE FUND COMMON COLLECTIVE TRUST |
| MFS INTERNATIONAL GROWTH FUND CLASS R4 MUTUAL FUND |
| PIMCO LOW DURATION FUND INSTITUTIONAL CLASS MUTUAL FUND |
| ALPS/CORECOMMODITY MANAGEMENT COMPLETECOMMODITIES STRATEGY FUND CLASS I MUTUAL FUND |
| COLUMBIA CONTRARIAN CORE FUND INSTITUTIONAL 3 CLASS MUTUAL FUND |
| HARTFORD SCHRODERS EMERGING MARKETS EQUITY FUND CLASS SDR MUTUAL FUND |
| PIMCO INCOME FUND INSTITUTIONAL CLASS MUTUAL FUND |
| AMERICAN BEACON INTERNATIONAL EQUITY FUND CLASS R6 MUTUAL FUND |
| BLACKROCK GLOBAL ALLOCATION, INC. CLASS K MUTUAL FUND |
| PRINCIPAL GLOBAL REAL ESTATE FUND CLASS R-6 MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for ADVISOR360 401(K) P/S PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ADVISOR360 401(K) P/S PLAN