Investment options of ADVANTAGE POOLED EMPLOYER PLAN AN ARGENT SOLUTION
Total Available Funds: 31
| Investment Description |
|---|
| Federated Hermes Government Obligations Fund |
| Great Gray Trust Company Large Cap Growth Fund II Class R1 |
| Great Gray Trust Company Small Cap Value Fund Class R1 |
| Great Gray Trust Company International Growth Fund II Class R1 |
| American Century One Choice Blend+ 2020 Portfolio R6 Class |
| American Century One Choice Blend+ 2025 Portfolio R6 Class |
| American Century One Choice Blend+ 2030 Portfolio R6 Class |
| American Century One Choice Blend+ 2035 Portfolio R6 Class |
| American Century One Choice Blend+ 2040 Portfolio R6 Class |
| American Century One Choice Blend+ 2045 Portfolio R6 Class |
| American Century One Choice Blend+ 2050 Portfolio R6 Class |
| American Century One Choice Blend+ 2055 Portfolio R6 Class |
| American Century One Choice Blend+ 2060 Portfolio R6 Class |
| American Century One Choice Blend+ 2065 Portfolio R6 Class |
| American Century Small Cap Growth Fund R6 Class |
| American Funds New World Fund Class R6 |
| American Funds Bond Fund of America Class R6 |
| DFA Inflation-Protected Securities Portfolio I |
| DFA International Small Company Portfolio Institutional |
| Fidelity Funds Fidelity 500 Index Fund |
| Fidelity Funds Fidelity Mid Cap |
| Fidelity Funds Fidelity Small Cap |
| Fidelity Funds Fidelity Emerging Markets |
| Fidelity Funds U.S. Bond |
| MFS Mid Cap Value Fund Class R6 |
| JP Morgan Mid Cap Growth Fund Class R6 |
| PIMCO Income Fund Institutional |
| PGIM High Yield Fund Class R6 |
| T. Rowe Price Dividend Growth Fund I Class |
| Vanguard Short-Term Federal Fund Admiral Shares |
| Rates from 4.25% to 10.50% |
Investment model portfolios
We provide two types of investment model portfolios for ADVANTAGE POOLED EMPLOYER PLAN AN ARGENT SOLUTION participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ADVANTAGE POOLED EMPLOYER PLAN AN ARGENT SOLUTION