Investment options of ADVANCED FLOW ENGINEERING, INC. 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| T. Rowe Price Blue Chip Growth Fund 5,226 units a |
| Fidelity® 500 Index Fund 3,679 units a |
| Fidelity® Select Technology Portfolio 17,703 units a |
| American Funds New Perspective Fund® Class R-6 8,665 units a |
| Fidelity® Small Cap Index Fund 18,004 units a |
| American Funds 2030 Target Date Retirement Fund® Class R-6 20,966 units a |
| MFS Value Fund Class R6 6,179 units a |
| PIMCO Income Fund Institutional Class 23,905 units a |
| Carillon Eagle Mid Cap Growth Fund Class R6 3,224 units a |
| American Funds 2060 Target Date Retirement Fund® Class R-6 12,541 units a |
| American Funds 2040 Target Date Retirement Fund® Class R-6 10,013 units a |
| American Funds 2050 Target Date Retirement Fund® Class R-6 9,846 units a |
| MFS Mid Cap Value R6 6,291 units a |
| Fidelity® Mid Cap Index Fund 5,585 units a |
| DFA Emerging Markets Core Equity 8,022 units a |
| American Funds 2035 Target Date Retirement Fund® Class R-6 8,981 units a |
| American Funds 2045 Target Date Retirement Fund® Class R-6 7,668 units a |
| American Funds 2055 Target Date Retirement Fund® Class R-6 5,613 units a |
| Vanguard Financials Index Fund Admiral Shares 2,014 units a |
| American Funds 2025 Target Date Retirement Fund® Class R-6 7,356 units a |
| Fidelity® INTL Index 1,921 units a |
| American Funds 2020 Target Date Retirement Fund® Class R-6 5,585 units a |
| Lord Abbett Short Duration Income Fund Class R6 12,601 units a |
| Undiscovered Managers Behavioral Value Fund Class R6 450 units a |
| Neuberger Berman Small Cap Growth Fund R6 693 units a |
| American Funds 2010 Target Date Retirement Fund® Class R-6 557 units a |
| through February 2033 – |
Investment model portfolios
We provide two types of investment model portfolios for ADVANCED FLOW ENGINEERING, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ADVANCED FLOW ENGINEERING, INC. 401(K) PLAN