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Investment options of ADTRAN, INC. 401(k) RETIREMENT PLAN
Total Available Funds: 36
| Investment Description |
|---|
| Fidelity Investments Managed Income Portfolio |
| BlackRock Inflation Protected Bond Fund |
| DFA U.S. Small Cap Value Portfolio Institutional Class |
| Vanguard FTSE Social Index Fund Admiral Shares |
| Fidelity Investments Balanced Fund – Class K |
| Fidelity Investments Contrafund – Class K |
| Fidelity Investments Diversified International Fund – Class K |
| Fidelity Investments Extended Market |
| Fidelity Investments Freedom 2010 Fund K |
| Fidelity Investments Freedom 2015 Fund K |
| Fidelity Investments Freedom 2020 Fund K |
| Fidelity Investments Freedom 2025 Fund K |
| Fidelity Investments Freedom 2030 Fund K |
| Fidelity Investments Freedom 2035 Fund K |
| Fidelity Investments Freedom 2040 Fund K |
| Fidelity Investments Freedom 2045 Fund K |
| Fidelity Investments Freedom 2050 Fund K |
| Fidelity Investments Freedom 2055 Fund K |
| Fidelity Investments Freedom 2060 Fund K |
| Fidelity Investments Freedom 2065 Fund K |
| Fidelity Investments Freedom 2070 Fund K |
| Fidelity Investments Freedom Income Fund K |
| Fidelity Investments Small Cap |
| Fidelity Investments Government Income Fund |
| Fidelity Investments Growth Company Fund – Class K |
| Fidelity Investments International |
| Fidelity Investments Low-Priced Stock Fund – Class K |
| Fidelity Investments Fidelity |
| Fidelity Investments Fidelity U.S. Bond |
| MassMutual R5 |
| Hartford Class IA |
| Invesco Diversified Dividend Fund R5 Class |
| Janus Henderson Venture Fund Class I |
| PGIM PGIM Jennison Mid-Cap Growth Fund, Inc. R6 |
| Wells Fargo Institutional Class |
| Putnam Large Cap Value Fund Class R6 |
Investment model portfolios
We provide two types of investment model portfolios for ADTRAN, INC. 401(k) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
| Name | YTD Return | 1Yr AR | 3Yr AR | 5Yr AR | 10Yr AR | 15Yr AR | 20Yr AR | Common | Inception |
|---|---|---|---|---|---|---|---|---|---|
| ADTRAN, INC. 401(k) RETIREMENT PLAN Tactical Asset Allocation Moderate | NA | 1.72% | 1.74% | 3.49% | 3.54% | 5.04% | 6.01% | … | … |
| VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) | NA | 9.98% | 9.75% | 10.95% | 11.06% | 12.38% | 9.19% | … | … |
| VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) | NA | 6.25% | 1.69% | 4.40% | 4.69% | 6.67% | 5.54% | … | … |
| Ticker/Portfolio | Last 1 Week | 1 Yr | 3 Yr | 5 Yr | 10 Yr | 15 Yr | 20 Yr | Common | Inception | YTD | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 | 1991 | 1990 | 1989 | 1988 | 1987 | 1986 | 1985 | 1984 | 1983 | 1982 | 1981 | 1980 | 1979 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Annualized Return (%) | ADTRAN, INC. … Moderate | -0.46 | 1.72 | 1.74 | 3.49 | 3.54 | 5.04 | 6.01 | … | … | NA | NA | 2.30 | 13.40 | -17.43 | 10.60 | 23.73 | 5.43 | -1.94 | 11.08 | 3.66 | -4.06 | 3.86 | 16.07 | 7.86 | -4.31 | 7.56 | 12.90 | 1.06 | 11.81 | 12.68 | 4.62 | 12.43 | 27.38 | 5.74 | 6.21 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | -1.25 | 9.98 | 9.75 | 10.95 | 11.06 | 12.38 | 9.19 | … | … | NA | 17.72 | 24.84 | 26.12 | -18.24 | 28.53 | 18.74 | 31.33 | -4.55 | 21.66 | 11.83 | 1.23 | 13.52 | 32.17 | 15.82 | 1.96 | 14.91 | 26.52 | -37.02 | 5.39 | 15.64 | 4.77 | 10.74 | 28.50 | -22.17 | -12.03 | -9.05 | 21.08 | 28.62 | 33.18 | 22.87 | 37.45 | 1.18 | 10.15 | 8.24 | 32.05 | -3.33 | 28.37 | 14.92 | 3.97 | 9.30 | 22.60 | 3.67 | 17.07 | 19.25 | -8.55 | 27.89 | -2.07 | |
| VSMGX (VANGUA…R SHARES) | -0.67 | 6.25 | 1.69 | 4.40 | 4.69 | 6.67 | 5.54 | … | … | NA | 16.26 | 10.28 | 15.51 | -16.01 | 10.08 | 13.59 | 19.30 | -6.28 | 14.86 | 7.09 | -2.21 | 6.38 | 14.73 | 9.78 | 0.12 | 13.14 | 20.35 | -26.49 | 7.21 | 13.30 | 5.68 | 11.76 | 22.40 | -10.34 | -4.78 | 1.27 | 14.09 | 21.59 | 17.90 | 10.77 | 26.58 | 2.04 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Sharpe Ratio | ADTRAN, INC. … Moderate | NA | 0.76 | 0.01 | 0.56 | 0.49 | NA | NA | … | … | NA | NA | 0.25 | 1.08 | -1.89 | 1.12 | 2.61 | 0.89 | -0.41 | 1.83 | 0.74 | -0.70 | 0.55 | 2.46 | 1.43 | -0.48 | 0.65 | 1.45 | 0.02 | 0.91 | 1.11 | 0.37 | 1.40 | 4.59 | 0.92 | 0.74 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | NA | 1.74 | 1.20 | 0.63 | 0.75 | NA | NA | … | … | 1.34 | 0.80 | 1.67 | 1.73 | -0.82 | 2.17 | 0.53 | 2.39 | -0.35 | 3.16 | 0.89 | 0.08 | 1.19 | 2.90 | 1.25 | 0.08 | 0.82 | 0.97 | -0.92 | 0.14 | 1.22 | 0.24 | 0.88 | 1.63 | -0.90 | -0.68 | -0.60 | 0.97 | 1.23 | 1.61 | 1.62 | 4.31 | -0.19 | 0.90 | 0.57 | 1.91 | -0.55 | 1.71 | 0.59 | -0.01 | 0.30 | 1.47 | -0.26 | 0.79 | 0.63 | -1.30 | 1.17 | -3.84 | |
| VSMGX (VANGUA…R SHARES) | NA | 1.66 | 1.15 | 0.39 | 0.64 | NA | NA | … | … | 1.29 | 1.36 | 0.87 | 1.45 | -1.22 | 1.32 | 0.70 | 2.77 | -0.87 | 3.75 | 0.83 | -0.26 | 1.01 | 2.16 | 1.23 | 0.01 | 1.18 | 1.12 | -0.98 | 0.39 | 1.34 | 0.49 | 1.49 | 2.09 | -0.75 | -0.59 | -0.24 | 1.06 | 1.56 | 1.56 | 0.91 | 4.18 | 4.60 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Standard Deviation(%) | ADTRAN, INC. … Moderate | NA | 8.37 | 9.24 | 8.58 | 7.51 | NA | NA | … | … | NA | NA | 8.04 | 8.50 | 9.94 | 9.45 | 8.99 | 4.53 | 8.02 | 5.70 | 4.65 | 5.83 | 6.93 | 6.53 | 5.45 | 9.02 | 11.47 | 8.86 | 5.46 | 9.73 | 8.49 | 6.58 | 8.20 | 5.81 | 5.04 | 5.26 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | NA | 12.41 | 14.92 | 16.96 | 18.14 | NA | NA | … | … | 14.11 | 18.66 | 12.67 | 13.09 | 24.19 | 13.11 | 34.69 | 12.48 | 17.11 | 6.68 | 13.11 | 15.51 | 11.39 | 11.07 | 12.74 | 23.36 | 18.07 | 27.22 | 40.99 | 16.02 | 10.04 | 10.29 | 11.10 | 17.04 | 25.96 | 21.55 | 22.20 | 18.17 | 20.48 | 18.21 | 11.77 | 7.77 | 9.92 | 8.83 | 9.93 | 14.69 | 16.06 | 13.09 | 17.07 | 33.80 | 16.55 | 11.67 | 12.80 | 13.62 | 18.09 | 14.61 | 16.53 | 23.80 | |
| VSMGX (VANGUA…R SHARES) | NA | 8.68 | 9.03 | 10.09 | 10.34 | NA | NA | … | … | 10.65 | 9.89 | 7.69 | 8.26 | 14.34 | 7.62 | 19.08 | 6.43 | 8.81 | 3.80 | 8.31 | 8.51 | 6.28 | 6.80 | 7.99 | 14.68 | 11.10 | 18.01 | 27.95 | 10.37 | 7.43 | 6.96 | 7.25 | 10.38 | 15.37 | 12.42 | 12.30 | 10.07 | 11.65 | 9.10 | 7.74 | 5.41 | 15.57 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Draw Down(%) | ADTRAN, INC. … Moderate | NA | 8.44 | 18.98 | 18.98 | 18.98 | NA | NA | … | … | NA | NA | 1.55 | 8.44 | 18.13 | 4.78 | 5.32 | 4.04 | 8.32 | 4.42 | 3.44 | 6.30 | 6.91 | 4.17 | 4.82 | 10.84 | 10.85 | 4.84 | 6.23 | 7.64 | 10.59 | 5.20 | 7.37 | 3.31 | 4.39 | 4.57 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | NA | 8.92 | 18.76 | 24.59 | 33.83 | NA | NA | … | … | 8.92 | 18.76 | 8.45 | 9.97 | 24.59 | 5.14 | 33.83 | 6.63 | 19.40 | 2.60 | 10.29 | 12.05 | 7.30 | 5.59 | 9.60 | 18.71 | 15.66 | 27.17 | 47.73 | 9.88 | 7.47 | 7.01 | 7.47 | 13.79 | 33.02 | 29.18 | 16.55 | 11.81 | 19.20 | 10.79 | 7.45 | 2.50 | 8.48 | 4.84 | 5.63 | 5.57 | 19.19 | 7.35 | 7.24 | 33.08 | 11.63 | 7.51 | 10.58 | 7.02 | 13.21 | 15.61 | 16.03 | 2.40 | |
| VSMGX (VANGUA…R SHARES) | NA | 6.64 | 9.62 | 22.29 | 22.43 | NA | NA | … | … | 6.64 | 9.62 | 4.17 | 8.15 | 21.74 | 3.53 | 22.43 | 3.12 | 11.47 | 1.14 | 6.20 | 8.34 | 4.70 | 5.67 | 6.27 | 12.90 | 8.64 | 19.61 | 36.81 | 6.11 | 6.13 | 4.74 | 5.89 | 8.91 | 20.06 | 17.93 | 8.77 | 6.26 | 11.99 | 6.02 | 4.75 | 1.82 | 1.89 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | |
| Yield(%) | ADTRAN, INC. … Moderate | NA | 4.63 | 4.83 | 4.22 | 3.23 | NA | NA | … | … | NA | NA | 0.16 | 4.68 | 1.98 | 7.93 | 4.83 | 1.76 | 2.79 | 0.28 | 3.12 | 2.35 | 2.95 | 2.77 | 3.01 | 3.27 | 2.60 | 3.36 | 4.00 | 4.18 | 7.13 | 3.35 | 2.73 | 4.78 | 5.10 | 5.77 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
| VFINX (VANGUA…R SHARES) | 0.00 | 1.17 | 1.54 | 1.51 | 2.83 | 3.97 | 3.48 | … | … | 0.27 | 1.20 | 1.41 | 1.69 | 1.26 | 1.48 | 2.12 | 2.28 | 1.81 | 2.00 | 2.14 | 1.97 | 1.96 | 2.19 | 2.30 | 1.92 | 1.88 | 2.45 | 1.88 | 1.91 | 1.83 | 1.79 | 1.91 | 1.71 | 1.28 | 1.08 | 0.97 | 2.11 | 1.93 | 2.77 | 2.64 | 3.14 | 3.13 | 3.83 | 3.10 | 5.86 | 3.71 | 4.46 | 4.31 | 2.79 | 3.90 | 4.71 | 4.49 | 5.04 | 5.34 | 4.64 | 5.79 | 0.00 | |
| VSMGX (VANGUA…R SHARES) | 0.00 | 5.47 | 5.87 | 4.33 | 4.61 | 4.44 | 4.23 | … | … | 0.00 | 5.80 | 7.43 | 4.45 | 2.18 | 4.11 | 3.77 | 2.85 | 2.41 | 2.40 | 2.34 | 2.10 | 2.20 | 2.14 | 2.47 | 2.22 | 2.38 | 2.79 | 2.66 | 3.04 | 2.89 | 2.53 | 3.74 | 2.48 | 2.67 | 2.88 | 6.36 | 5.93 | 7.27 | 3.78 | 3.63 | 3.65 | 2.91 | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA | NA |
Data as of 10/31/2023, Common starting date is 12/31/2000
Retirement Plan (401(k)) Info for ADTRAN, INC. 401(k) RETIREMENT PLAN
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