Investment options of ADS 401(K) PLAN
Total Available Funds: 24
| Investment Description |
|---|
| 1TRDBX 862,440.29 |
| 1TREHX 739,626.78 |
| 1TRFHX 697,349.07 |
| 1TRFJX 1,980,334.33 |
| 1TRHDX 849,587.44 |
| 1TRIKX 1,107,033.72 |
| 1TRJLX 2,117,521.72 |
| 1TRJMX 977,561.08 |
| 1TRLNX 1,145,805.96 |
| 1TRJWX 539,195.29 |
| 1FSPSX 253,472.13 |
| 1MIEIX 1,382,141.12 |
| 1CCALX 17,022.00 |
| 1FSSNX 1,327,958.56 |
| 1UBVFX 40,594.80 |
| 1FSMDX 1,311,863.54 |
| 1JDMNX 3,659,327.18 |
| 1FXAIX 7,566,868.25 |
| 1HNACX 2,219,320.70 |
| 1MEIKX 1,375,988.58 |
| 1DOXIX 859,242.35 |
| 1PSHIX 45,727.22 |
| 1GOFXX 1,173,649.27 |
| FORFEITURES 8,814.95 |
Investment model portfolios
We provide two types of investment model portfolios for ADS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ADS 401(K) PLAN